(Yes, Benefits) REGULATION Is anything and everything that purports to 'encourage more saving' actually good for the industry and- more importantly-plan participants? By Denis Storey W ashington has spent the better part of the last decade " reforming " health care. And despite dozens of legal-and political- challenges, Obamacare appears to be here to stay. Now it seems many in Washington are equally eager to focus those same reform efforts on the 401(k) industry, led by the Obama administration's push for a new conflict-of-interest rule that would impose " fiduciary standards " on plan advisors. Spearheaded by Labor Secretary Thomas Perez, it would, as most of us know, force a greater degree of transparency and fiduciary responsibility on advisors and broker-dealers. >> ISSUE 2 2015 | 401kSpecialistmag.com 31http://www.401kSpecialistmag.com