NEW HIRES GET ENOUGH ATTENTION. LET'S TALK ABOUT JILL. As long-term employees like Jill approach retirement, they depend more than ever on their employer's DC plan to help make the transition. That's why we recommend adding a Retirement Tier. It's a fl exible approach to enhancing your DC plan with more tools, communications, and income solutions for near retirees. For more, visit franklintempleton.com/RetirementTier All investments involve risks, including possible loss of principal. © 2018 Franklin Templeton Distributors, Inc. All rights reserved.http://www.franklintempleton.com/RetirementTier