SERVING CONDOMINIUMS, COOPERATIVES AND HOMEOWNER ASSOCIATIONS CONDO MEDIA FEBRUARY 2025 2025 GUIDE TO INSURANCE & DISASTER RESTORATION SERVICES PAGE 41 Ducks in a Row INSURANCE, RISK MANAGEMENT, AND DISASTER RESTORATION PLANNING POLICY LANGUAGE UNDERSTANDING WAIVERS OF SUBROGATION BUILDING VALUATION IMPACT ON INSURANCE www.caine.org The Offi cial Publication ofhttp://www.caine.org