OSPE - The Voice - September 2017 - 35

Protecting homes with

INTERNET OF THINGS
TECHNOLOGY
Did you know more than 50%1 of home insurance claims costs in Canada are due
to water damage? Now, an innovative, WiFi-connected detector can limit the losses
caused by water and freezing damage by sending smartphone notifications when
water leaks or risks of freezing are detected.

No one wants to deal with the stress of water damage. With the Alert program, we're
helping clients harness the power of technology to avoid this type of stressful situation
as much as possible.
innovative solution coMbines water and freeze detector and sMartphone app

Available through The Personal app, Alert is a new home prevention program that
syncs a Water Leak and Freeze Detector with the policyholder's smartphone app and
sends alerts if it detects a water leak, high humidity, or a risk of freezing at home so you
can react quickly and limit any damage. The detector is provided free to The Personal
home insurance policyholders.
prevent loss

For example, you receive an alert on your smartphone if:
* There's a water leak coming from broken pipes or appliances
* There's a significant drop in the ambient temperature which can lead to the freezing
of pipes
* A level of humidity that may cause mold
pioneering plaYer in the insurance industrY

The Personal is the first insurer in Canada to offer this type of home insurance prevention program.2 Powered by four AAA batteries, the detector can be put in places
that do not have a nearby power outlet.
Desjardins was a pioneer in the usage of telematics in insurance and with the launch
of Alert, we are now delivering additional client engagement in the home with the
Internet of things.
The Alert program requires only a Wi-Fi home network and an eligible iPhone or
AndroidTM smartphone. No matter how many alerts it generates, there will be no
effect on premium or the claims process, and the data collected by the app is anonymized to protect the policyholder's personal information.
Innovative yet simple, the Alert program delivers peace of mind to homeowners and
is available to anyone with a home insurance policy with The Personal.

how does alert in
the personal app
work?
> Download the personal app.
> Open the app and follow the
instructions.
> Order and install your free
detector.
> Once the detector is connected
to your smartphone, a notification
appears in the app confirming that
the detector setup was successful.
> the detector will issue its first
check-in 30 minutes after setup.
> Additional detectors can be purchased directly from the app, at a
discounted price.

This article is sponsored by The Personal.
The Personal refers to The Personal General Insurance Inc. in Quebec and The Personal Insurance
Company in all other provinces and territories of
Canada.
iPhone is a trademark of Apple Inc. Android is a
trademark of Google Inc.

The Personal home insurance policyholders can sign up for the Alert program using The Personal app.
Not insured with us? Get a home or auto quote online at ospe.thepersonal.com or call 1-888-476-8737.
Statistics of the Desjardins General Insurance Group regarding property insurance claims costs paid in 2015.
Desjardins General Insurance Group Inc. and its affiliates are the first to offer this type of home insurance prevention program in Canada.

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September 2017

The VOICe

http://ospe.thepersonal.com

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