® ® April 2017 ADVERTISER INDEX APRIL 2017 360 View............................................................3 All Covered.......................................................79 Boardpaq.........................................................77 Canon USA.......................................................69 Computer Services, Inc..................................13 CoNetrix...........................................................64 Cummins Allison.............................................35 Darien Rowayton Bank...................................17 EDR...................................................................26 Fannie Mae.......................................................33 FIS.......................................................................8 Fiserv webinar...................................................5 Freddie Mac.....................................................C3 HST...................................................................21 Hunt Companies..............................................29 IBT.....................................................................C2 ICBA Bancard VISA............................................6 ICBA Capital Summit 2017.............................10 ICBA Membership...........................................71 ICBA Mortgage................................................72 ICBA Securities...............................................81 Ignite Sales Inc................................................20 iHelp® Student Loans.....................................67 KASASA® webinar..............................................5 Magner Corporation of America....................61 Main Street, Inc...............................................19 Modern Banking Systems..............................75 Mortgage Partnership Finance......................25 NewTek Business Services.............................14 Promontory Interfinancial Network, LLC.....43 Pulse, A Discover Company............................31 QwickRate........................................................45 SHAZAM...........................................................C4 Travelers..........................................................58 United Bankers' Bank.....................................15 United States Postal Service.........................37 Wallaby.............................................................56 contents departments Risks & Rules 65 Compliance Corner By debunking some common regulatory myths, you can boost creativity at your bank 27 Grassroots 27 Washington Watch There are concerns in the banking industry about a special-purpose bank charter for fintech firms 32 Out in the field How one of ICBA's most active member advocates steps up for community bankers 36 The path to leadership The ICBA Leadership Academy is here to help boost leadership skills at your community bank 78 Nuts & Bolts 73 Payments Exchange Should your community bank delve into the world of smartphone payment platforms? 76 Tech Talk Why it's important to have a social media strategy as part of your bank's marketing plan 36 Lender Life 57 Knowledge is power Ron Haynie of ICBA Mortgage gives tips for bankers on keeping up with the trends in lending 62 Take a chance on me Stories of community bankers going the extra mile to help their customers secure loans 78 Cybersecurity World How you can help protect your older customers from falling victim to financial scams 82 Portfolio Management Build your balance sheet to satisfy both customers and regulators By Jim Reber and Katharine Bray The Back Page 84 15 Minutes With ... Bob Bauman of Financial Security Bank is also an avid scuba diver 84 68 No more funny money Simple ways to help stop counterfeit bills from making their way into the system