Lender Life CREDIT TRENDS OPPORTUNITIES EXPERT IDEAS MORTGAGE LENDING Knowledge is power Ron Haynie, ICBA senior vice president for mortgage finance policy and executive vice president for mortgage services, says staying informed is the key to riding the mortgage market waves and maintaining great customer relationships. By Ellen Ryan IB: IB: What do you see in the mortgage market for the rest of 2017? Ron Haynie: This should be a good year, with about $1.62 trillion total mortgage loan production. Housing inventory is still tight, but there will be growth from increased new housing starts. Existing homeowners are more confident in putting their homes on the market, because property values have improved considerably. And finally, there are a lot of programs out there to help finance that home purchase. I'm a parent of millennials. Three of them became homeowners in the past year with three different programs. That tells me you can get a loan. What's affecting housing now? Haynie: The economy continues to perform well, and people have jobs. The Trump administration independentbanker.org ICBA IndependentBanker 57http://www.qmags.com/clickthrough.asp?url=www.independentbanker.org&id=20215&adid=P57E1