PORTFOLIO Deep dives into topics that matter to community banks Chelsea State Bank is diversifying its loan portfolio through recreational lending, a goal aided by customer Jerry Bridges of Lloyd Bridges Traveland, a local RV dealership. " People are going to be hesitant to get on planes, trains and cruise ships. I think [recreational vehicles] is a market that is going to be in demand going forward. " -MARK BURMIS, CHELSEA STATE BANK Some community banks are seeing a surge in recreational lending. Will demand continue? Read more on page 18 Photo: Brad Ziegler independentbanker.org Q 17http://www.independentbanker.org