Independent Banker - April 2021 - 39

" If we look at what
happened during the
pandemic, it really
fueled the adoption of
digital payments, and
this includes crossborder
payments. "
-NASREEN QUIBRIA, ICBA
specifi cally calls out " exploring
the potential role of new payment
infrastructures and arrangements, "
which Cunliff e referenced to include
" more innovative developments, such
as central bank digital currencies
and global 'stablecoins,' backed by
some reserve asset. " (Stablecoins
refers to the idea of a cryptocurrency
backed by assets, such as currencies
or commodities.)
Regardless of the specifi cs around
the implementation, the industry
collectively feels that a movement
toward a faster, more effi cient crossborder
payments infrastructure
has risen to a level of necessity.
Much more work lies ahead, but the
world market has begun aligning on
priorities, so a stronger system seems
to be in the cards.
" I have no doubt that we will get to
a place where we have global realtime
payments, " says Reed Luhtanen,
executive director of the U.S. Faster
Payments Council. " I have no
question in my mind that we're going
to get there eventually, but there's no
singular answer to how. " ƒ
Colleen Morrison is a writer
in Maryland.

Independent Banker - April 2021

Table of Contents for the Digital Edition of Independent Banker - April 2021

Table of Contents
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Independent Banker - April 2021 - Table of Contents
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