CURRENCIES The Ledger Protecting your bank's ATMs Today's fraudsters can hack into ATMs and steal money, bank data and customer information in mere minutes. By learning more about how these attacks happen, your community bank can better shore up its defenses. How do fraudsters target ATMs? 92% of ATMs are vulnerable to connection to hard drive attacks (a hacker connects to the ATM's hard drive to bypass security). Time needed: 20 minutes 69% of ATMs are vulnerable to black box attacks (a hacker connects a computer to an ATM to dispense money). Time needed: 10 minutes 85% of ATMs are vulnerable to network attacks (a hacker installs malware in network devices, such as modems). Time needed: 15 minutes ATM computer Card reader Cash dispenser Network equipment 76% of ATMs are vulnerable to exit from kiosk mode attacks (a hacker bypasses the ATM's main kiosk program to run other commands). Time needed: 15 minutes 12 Q ICBA Independent Banker Q August 2019 100% of ATMs are vulnerable to card data theft attacks (a hacker uses a skimmer to obtain card information or connects to network equipment to intercept data). Time needed: 15 minutes Source: Positive Technologies ATM Vulnerabilities 2018 report