Independent Banker - August 2020 - 84

AUGUST 27
2 ET / 1 CT
Boosting Banking
for Businesses
Featuring:
Michael Abare
Principal Product
Manager
We are standing on the brink of
a business banking evolution.
Business banking incorporates
a vastly diverse group with varying
industries, needs, income,
and maturity levels. Many institutions
have struggled to fully
service them properly. But, with
the right vision and strategy, you
can differentiate through your
digital banking solutions, boosting
banking for your businesses.
Join us to find out how.
" We're seeing customers
moving more accounts
over when they see how
we operate. We're building
our next generation of
loyal customers. "
-Janet Silveria, Community Bank of Santa Maria
Community Bank of Santa Maria to customize loans that work for both the
bank and the customer. In fact, Silveria believes lenders' close involvement and
knowledge contribute to the bank's low delinquency rate, which has been less
than 1% since the Great Recession.
" Our loan offi cers know their borrowers. If we see signs of trouble, the loan
offi cer contacts the person. They have a relationship and a rapport, " Silveria says.
" We get on them pretty quickly and are able to work out a solution in most cases. "
That approach has built business for the bank, winning trust and attracting
new business. " We gained such tremendous customer loyalty because of our ability
to stick with borrowers and work with them through the downturn and get
them through the other end, " Silveria says. " That's a huge diff erentiating factor.
We gained new customers in the previous economic downturn. "
REGISTER TODAY!
To register and view our full
library of free on-demand
webinars, visit the Independent
Banker Webinar Center at
Independentbanker.org
All hands on deck
To stay competitive, Community Bank of Santa Maria backs up the personal touch
with technology investments that support online banking, business cash management,
ACH origination and rapid remote deposit, among other capabilities.
The community bank follows its customers' lead when evaluating innovation
investments, adding mobile deposit capabilities in response to demand, for
example. " We do recognize that we're not going to be a front-runner in terms of
http://www.Independentbanker.org

Independent Banker - August 2020

Table of Contents for the Digital Edition of Independent Banker - August 2020

Table of Contents
Independent Banker - August 2020 - Intro
Independent Banker - August 2020 - Cover1
Independent Banker - August 2020 - Cover2
Independent Banker - August 2020 - Table of Contents
Independent Banker - August 2020 - 2
Independent Banker - August 2020 - 3
Independent Banker - August 2020 - 4
Independent Banker - August 2020 - 5
Independent Banker - August 2020 - 6
Independent Banker - August 2020 - 7
Independent Banker - August 2020 - 8
Independent Banker - August 2020 - 9
Independent Banker - August 2020 - 10
Independent Banker - August 2020 - 11
Independent Banker - August 2020 - 12
Independent Banker - August 2020 - 13
Independent Banker - August 2020 - 14
Independent Banker - August 2020 - 15
Independent Banker - August 2020 - 16
Independent Banker - August 2020 - 17
Independent Banker - August 2020 - 18
Independent Banker - August 2020 - 19
Independent Banker - August 2020 - 20
Independent Banker - August 2020 - 21
Independent Banker - August 2020 - 22
Independent Banker - August 2020 - 23
Independent Banker - August 2020 - 24
Independent Banker - August 2020 - 25
Independent Banker - August 2020 - 26
Independent Banker - August 2020 - 27
Independent Banker - August 2020 - 28
Independent Banker - August 2020 - 29
Independent Banker - August 2020 - 30
Independent Banker - August 2020 - 31
Independent Banker - August 2020 - 32
Independent Banker - August 2020 - 33
Independent Banker - August 2020 - 34
Independent Banker - August 2020 - 35
Independent Banker - August 2020 - 36
Independent Banker - August 2020 - 37
Independent Banker - August 2020 - 38
Independent Banker - August 2020 - 39
Independent Banker - August 2020 - 40
Independent Banker - August 2020 - 41
Independent Banker - August 2020 - 42
Independent Banker - August 2020 - 43
Independent Banker - August 2020 - 44
Independent Banker - August 2020 - 45
Independent Banker - August 2020 - 46
Independent Banker - August 2020 - 47
Independent Banker - August 2020 - 48
Independent Banker - August 2020 - 49
Independent Banker - August 2020 - 50
Independent Banker - August 2020 - 51
Independent Banker - August 2020 - 52
Independent Banker - August 2020 - 53
Independent Banker - August 2020 - 54
Independent Banker - August 2020 - 55
Independent Banker - August 2020 - 56
Independent Banker - August 2020 - 57
Independent Banker - August 2020 - 58
Independent Banker - August 2020 - 59
Independent Banker - August 2020 - 60
Independent Banker - August 2020 - 61
Independent Banker - August 2020 - 62
Independent Banker - August 2020 - 63
Independent Banker - August 2020 - 64
Independent Banker - August 2020 - 65
Independent Banker - August 2020 - 66
Independent Banker - August 2020 - 67
Independent Banker - August 2020 - 68
Independent Banker - August 2020 - 69
Independent Banker - August 2020 - 70
Independent Banker - August 2020 - 71
Independent Banker - August 2020 - 72
Independent Banker - August 2020 - 73
Independent Banker - August 2020 - 74
Independent Banker - August 2020 - 75
Independent Banker - August 2020 - 76
Independent Banker - August 2020 - 77
Independent Banker - August 2020 - 78
Independent Banker - August 2020 - 79
Independent Banker - August 2020 - 80
Independent Banker - August 2020 - 81
Independent Banker - August 2020 - 82
Independent Banker - August 2020 - 83
Independent Banker - August 2020 - 84
Independent Banker - August 2020 - 85
Independent Banker - August 2020 - 86
Independent Banker - August 2020 - 87
Independent Banker - August 2020 - 88
Independent Banker - August 2020 - 89
Independent Banker - August 2020 - 90
Independent Banker - August 2020 - 91
Independent Banker - August 2020 - 92
Independent Banker - August 2020 - Cover3
Independent Banker - August 2020 - Cover4
https://www.nxtbook.com/mspc/independentbanker/january2025
https://www.nxtbook.com/mspc/independentbanker/december2024
https://www.nxtbook.com/mspc/independentbanker/november2024
https://www.nxtbook.com/mspc/independentbanker/october2024
https://www.nxtbook.com/mspc/independentbanker/september2024
https://www.nxtbook.com/mspc/independentbanker/august2024
https://www.nxtbook.com/mspc/independentbanker/july2024
https://www.nxtbook.com/mspc/independentbanker/june2024
https://www.nxtbook.com/mspc/independentbanker/may2024
https://www.nxtbook.com/mspc/independentbanker/april2024
https://www.nxtbook.com/mspc/independentbanker/march2024
https://www.nxtbook.com/mspc/independentbanker/february2024
https://www.nxtbook.com/mspc/independentbanker/january2024
https://www.nxtbook.com/mspc/independentbanker/december2023
https://www.nxtbook.com/mspc/independentbanker/november2023
https://www.nxtbook.com/mspc/independentbanker/october2023
https://www.nxtbook.com/mspc/independentbanker/september2023
https://www.nxtbook.com/mspc/independentbanker/august2023
https://www.nxtbook.com/mspc/independentbanker/july2023
https://www.nxtbook.com/mspc/independentbanker/june2023
https://www.nxtbook.com/mspc/independentbanker/may2023
https://www.nxtbook.com/mspc/independentbanker/april2023
https://www.nxtbook.com/mspc/independentbanker/march2023
https://www.nxtbook.com/mspc/independentbanker/february2023
https://www.nxtbook.com/mspc/independentbanker/january2023
https://www.nxtbook.com/mspc/independentbanker/december2022
https://www.nxtbook.com/mspc/independentbanker/november2022
https://www.nxtbook.com/mspc/independentbanker/october2022
https://www.nxtbook.com/mspc/independentbanker/september2022
https://www.nxtbook.com/mspc/independentbanker/august2022
https://www.nxtbook.com/mspc/independentbanker/july2022
https://www.nxtbook.com/mspc/independentbanker/june2022
https://www.nxtbook.com/mspc/independentbanker/may2022
https://www.nxtbook.com/mspc/independentbanker/april2022
https://www.nxtbook.com/mspc/independentbanker/march2022
https://www.nxtbook.com/mspc/independentbanker/february2022
https://www.nxtbook.com/mspc/independentbanker/january2022
https://www.nxtbook.com/mspc/independentbanker/december2021
https://www.nxtbook.com/mspc/independentbanker/november2021
https://www.nxtbook.com/mspc/independentbanker/october2021
https://www.nxtbook.com/mspc/independentbanker/september2021
https://www.nxtbook.com/mspc/independentbanker/august2021
https://www.nxtbook.com/mspc/independentbanker/july2021
https://www.nxtbook.com/mspc/independentbanker/june2021
https://www.nxtbook.com/mspc/independentbanker/may2021
https://www.nxtbook.com/mspc/independentbanker/april2021
https://www.nxtbook.com/mspc/independentbanker/march2021
https://www.nxtbook.com/mspc/independentbanker/february2021
https://www.nxtbook.com/mspc/independentbanker/january2021
https://www.nxtbook.com/mspc/independentbanker/december2020
https://www.nxtbook.com/mspc/independentbanker/november2020
https://www.nxtbook.com/mspc/independentbanker/october2020
https://www.nxtbook.com/mspc/independentbanker/september2020
https://www.nxtbook.com/mspc/independentbanker/august2020
https://www.nxtbook.com/mspc/independentbanker/july2020
https://www.nxtbook.com/mspc/independentbanker/june2020
https://www.nxtbook.com/mspc/independentbanker/may2020
https://www.nxtbook.com/mspc/independentbanker/april2020
https://www.nxtbook.com/mspc/independentbanker/march2020
https://www.nxtbook.com/mspc/independentbanker/february2020
https://www.nxtbook.com/mspc/independentbanker/january2020
https://www.nxtbook.com/mspc/independentbanker/december2019
https://www.nxtbook.com/mspc/independentbanker/november2019
https://www.nxtbook.com/mspc/independentbanker/october2019
https://www.nxtbook.com/mspc/independentbanker/september2019
https://www.nxtbook.com/mspc/independentbanker/august2019
https://www.nxtbook.com/mspc/independentbanker/july2019
https://www.nxtbook.com/mspc/independentbanker/june2019
https://www.nxtbook.com/mspc/independentbanker/may2019
https://www.nxtbook.com/mspc/independentbanker/april2019
https://www.nxtbook.com/mspc/independentbanker/march2019
https://www.nxtbook.com/mspc/independentbanker/february2019
https://www.nxtbook.com/mspc/independentbanker/january2019
https://www.nxtbook.com/mspc/independentbanker/december2018
https://www.nxtbook.com/mspc/independentbanker/november2018
https://www.nxtbook.com/mspc/independentbanker/october2018
https://www.nxtbook.com/mspc/independentbanker/september2018
https://www.nxtbook.com/mspc/independentbanker/august2018
https://www.nxtbook.com/mspc/independentbanker/july2018
https://www.nxtbook.com/mspc/independentbanker/june2018
https://www.nxtbook.com/mspc/independentbanker/may2018
https://www.nxtbook.com/mspc/independentbanker/april2018
https://www.nxtbook.com/mspc/independentbanker/march2018
https://www.nxtbook.com/mspc/independentbanker/february2018
https://www.nxtbook.com/mspc/independentbanker/january2018
https://www.nxtbook.com/mspc/independentbanker/december2017
https://www.nxtbook.com/mspc/independentbanker/november2017
https://www.nxtbook.com/mspc/independentbanker/october2017
https://www.nxtbook.com/mspc/independentbanker/september2017
https://www.nxtbook.com/mspc/independentbanker/august2017
https://www.nxtbook.com/mspc/independentbanker/july2017
https://www.nxtbook.com/mspc/independentbanker/june2017
https://www.nxtbook.com/mspc/independentbanker/may2017
https://www.nxtbook.com/mspc/independentbanker/april2017
https://www.nxtbookmedia.com