AUGUST 2021 5 Flourish 7 From the Top IN EVERY ISSUE CURRENCIES Good Reads: Riding the rollercoaser of business The State of Banking: Rhode Island's banking landscape The Ledger: The recovery is on its way Small Businesses Speak Out: James DeSantis History Lesson: Women at the helm 10 PORTFOLIO 16 7 benefits that will make your bank stand out Here's how your benefits package can attract and retain employees 20 Leadership at All Levels Admitting you don't know something is an important step in self-growth 22 Tips for a successful PPP audit While PPP forgiveness falls upon the borrower, banks should be prepared CONNECTIONS 92 84 Trailblazer Brattleboro Savings & Loan is the ninth bank in the nation to become an official B Corporation 88 Community Spirit Nine financial institutions joined together to help raise funds for a new track-and-field facility 90 Member Benefits You've scheduled a meeting with a legislator. Now what? Here are three leading industry issues to discuss 92 Out of Office Orvin Kimbrough of Midwest BankCentre teaches leadership skills as an adjunct professor 24 Innovation Station Innovation can lead to improved profitability, says Charles Potts 25 Uncover revenue opportunities with data Institutional data can be used to improve your bank's services 28 Portfolio Management Durations reach historic lengths 30 Why bank internships benefit everyone Internship programs expose upand-coming talent to the industry 32 Budgeting for tech starts with strategy Strategy provides a roadmap for both innovation and technology 36 Checks & Balances Meet with legislators this summer Connect with ICBA @icba facebook.com/icbaorg linkedin.com/company/icba youtube.com/user/ communitybankchannel @banklocally @myicba 16 2 Q ICBA Independent Banker Q August 2021http://www.youtube.com/user/ http://www.facebook.com/icbaorg http://www.linkedin.com/company/icba