Independent Banker - August 2021 - 61
Special Spotlight
PREFERRED
PERSPECTIVES
Travelers can help banks avoid
becoming a victim of ATM theft
In addition to all of the everyday risks banks need
to guard against, there has been a recent spike in
ATM thefts across the country. The spike hasn't been
surprising due to a number of factors, but the costs
and damage resulting from these attacks are often
considerable. Fortunately, there are steps banks can
take to help avoid becoming a victim of ATM theft.
Jerry Keup, CPCU; National
Underwriting Off icer - Banks
Travelers has provided eff ective insurance solutions
for more than 160 years and addresses the specific
needs of the banking industry. We have consistently
received high marks from independent ratings
agencies for financial strength and claims-paying
ability. With off ices nationwide, we possess national
strength and local presence. Our dedicated
underwriters and claims professionals off er extensive
industry and product knowledge.
Jerry Keup, CPCU; National Underwriting Off icer - Banks
Travelers Bond & Specialty Insurance
One Tower Square, Hartford, CT 06183
Travelers.com
Installing concrete barriers or bollards around the
ATM could make it more diff icult for thieves to
access the machine using a vehicle or machinery,
and adding lighting and surveillance cameras can be
a successful deterrent. Even though FI bond crime
insurance coverage is required by regulators, ATM
coverage is not mandatory, and it can be added
to the bond and property insurance policy as an
endorsement, even if the machine is not located
on the bank's premises. Without it, an ATM theft
wouldn't be a covered event. Insurance carriers such
as Travelers have products and resources available
so banks have coverage when a crime occurs.
http://www.Travelers.com
Independent Banker - August 2021
Table of Contents for the Digital Edition of Independent Banker - August 2021
Table of Contents
Independent Banker - August 2021 - Intro
Independent Banker - August 2021 - Cover1
Independent Banker - August 2021 - Cover2
Independent Banker - August 2021 - Table of Contents
Independent Banker - August 2021 - 2
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Independent Banker - August 2021 - Cover3
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