DECEMBERőł Vol. 69, Issue 12 President and CEO John Galvani (center) credits the work of Norwood Bank's events committee in keeping employees happy. 33 Best Community Banks to Work For From Timberline Bank in the west to Norwood Bank (above) in the east, and several in between, 2019's Best Community Banks to Work For are fostering workplaces of empowerment, keeping their employees engaged and having fun in the process features 48 Work enters a new era Workplaces across all industries are adopting internal innovation in a tight labor market. Here's what community banks are doing 54 Investing with 2020 vision Vining Sparks strategists share what strategies could better your bank's balance sheet in 2020 Cover: Jeff Rogers independentbanker.org Q 1 Ken Richardsonhttp://www.independentbanker.org