Independent Banker - December 2021 - 13

THE STATE OF BANKING
SMALL BUSINESSES SPEAK OUT
DECEMBER 14
3 ET / 2 CT
Florida
99
banking institutions
Total assets:
$256.5 billion
The Miami-Fort
Lauderdale-Pompano
Beach, Fla.,
area is the largest
deposit market with
$318.3 billion
in deposits
Median ROA:
.91%
Commercial real estate
has the highest loan
concentration at
296%
Source: FDIC Q2 2021 statistics
QUICK STAT
87%
of businesses in the
finance and insurance
industries are hiring
Source: 2021 People Management Report
-MARIA DIBBLE, A TIOGA STATE BANK
CUSTOMER AND EXECUTIVE DIRECTOR
OF THE SOUTHERN TIER INDEPENDENCE
CENTER, A COMMUNITY ORGANIZATION
IN BINGHAMTON, N.Y., THAT SERVES
PEOPLE WITH DISABILITIES
See Dibble's video testimonial, and
those of other business and nonprofit
leaders, at banklocally.org
REGISTER TODAY!
To register and view our full
library of free on-demand
webinars, visit the Independent
Banker Webinar Center at
Independentbanker.org
In 2020, Tioga State Bank's TSB
Foundation donated $5,500 to the
Southern Tier Independence Center
(STIC), represented by executive director
Maria Dibble.
" There's a benefit
of having a
relationship with
a [community]
bank. The bank
helps us; we help
the community.
It is a chain, and
hopefully people
in the community
help each other. "
The Real
Cannabis
Banking
Landscape
Featuring:
Stacy Litke
Director of Banking
Compliance
Paul Dunford
Co-founder &
Director of
Program
Development
New States.
Bigger Opportunities.
Seasoned Examiners.
In this session, we separate fact
from fiction and offer an inside
look at how the most successful
programs in the country are run.

http://www.banklocally.org http://www.Independentbanker.org

Independent Banker - December 2021

Table of Contents for the Digital Edition of Independent Banker - December 2021

Table of Contents
Independent Banker - December 2021 - Intro
Independent Banker - December 2021 - Cover1
Independent Banker - December 2021 - Cover2
Independent Banker - December 2021 - Table of Contents
Independent Banker - December 2021 - 2
Independent Banker - December 2021 - 3
Independent Banker - December 2021 - 4
Independent Banker - December 2021 - 5
Independent Banker - December 2021 - 6
Independent Banker - December 2021 - 7
Independent Banker - December 2021 - 8
Independent Banker - December 2021 - 9
Independent Banker - December 2021 - 10
Independent Banker - December 2021 - 11
Independent Banker - December 2021 - 12
Independent Banker - December 2021 - 13
Independent Banker - December 2021 - 14
Independent Banker - December 2021 - 15
Independent Banker - December 2021 - 16
Independent Banker - December 2021 - 17
Independent Banker - December 2021 - 18
Independent Banker - December 2021 - 19
Independent Banker - December 2021 - 20
Independent Banker - December 2021 - 21
Independent Banker - December 2021 - 22
Independent Banker - December 2021 - 23
Independent Banker - December 2021 - 24
Independent Banker - December 2021 - 25
Independent Banker - December 2021 - 26
Independent Banker - December 2021 - 27
Independent Banker - December 2021 - 28
Independent Banker - December 2021 - 29
Independent Banker - December 2021 - 30
Independent Banker - December 2021 - 31
Independent Banker - December 2021 - 32
Independent Banker - December 2021 - 33
Independent Banker - December 2021 - 34
Independent Banker - December 2021 - 35
Independent Banker - December 2021 - 36
Independent Banker - December 2021 - 37
Independent Banker - December 2021 - 38
Independent Banker - December 2021 - 39
Independent Banker - December 2021 - 40
Independent Banker - December 2021 - 41
Independent Banker - December 2021 - 42
Independent Banker - December 2021 - 43
Independent Banker - December 2021 - 44
Independent Banker - December 2021 - 45
Independent Banker - December 2021 - 46
Independent Banker - December 2021 - 47
Independent Banker - December 2021 - 48
Independent Banker - December 2021 - 49
Independent Banker - December 2021 - 50
Independent Banker - December 2021 - 51
Independent Banker - December 2021 - 52
Independent Banker - December 2021 - 53
Independent Banker - December 2021 - 54
Independent Banker - December 2021 - 55
Independent Banker - December 2021 - 56
Independent Banker - December 2021 - 57
Independent Banker - December 2021 - 58
Independent Banker - December 2021 - 59
Independent Banker - December 2021 - 60
Independent Banker - December 2021 - 61
Independent Banker - December 2021 - 62
Independent Banker - December 2021 - 63
Independent Banker - December 2021 - 64
Independent Banker - December 2021 - 65
Independent Banker - December 2021 - 66
Independent Banker - December 2021 - 67
Independent Banker - December 2021 - 68
Independent Banker - December 2021 - 69
Independent Banker - December 2021 - 70
Independent Banker - December 2021 - 71
Independent Banker - December 2021 - 72
Independent Banker - December 2021 - 73
Independent Banker - December 2021 - 74
Independent Banker - December 2021 - 75
Independent Banker - December 2021 - 76
Independent Banker - December 2021 - Cover3
Independent Banker - December 2021 - Cover4
https://www.nxtbook.com/mspc/independentbanker/november2024
https://www.nxtbook.com/mspc/independentbanker/october2024
https://www.nxtbook.com/mspc/independentbanker/september2024
https://www.nxtbook.com/mspc/independentbanker/august2024
https://www.nxtbook.com/mspc/independentbanker/july2024
https://www.nxtbook.com/mspc/independentbanker/june2024
https://www.nxtbook.com/mspc/independentbanker/may2024
https://www.nxtbook.com/mspc/independentbanker/april2024
https://www.nxtbook.com/mspc/independentbanker/march2024
https://www.nxtbook.com/mspc/independentbanker/february2024
https://www.nxtbook.com/mspc/independentbanker/january2024
https://www.nxtbook.com/mspc/independentbanker/december2023
https://www.nxtbook.com/mspc/independentbanker/november2023
https://www.nxtbook.com/mspc/independentbanker/october2023
https://www.nxtbook.com/mspc/independentbanker/september2023
https://www.nxtbook.com/mspc/independentbanker/august2023
https://www.nxtbook.com/mspc/independentbanker/july2023
https://www.nxtbook.com/mspc/independentbanker/june2023
https://www.nxtbook.com/mspc/independentbanker/may2023
https://www.nxtbook.com/mspc/independentbanker/april2023
https://www.nxtbook.com/mspc/independentbanker/march2023
https://www.nxtbook.com/mspc/independentbanker/february2023
https://www.nxtbook.com/mspc/independentbanker/january2023
https://www.nxtbook.com/mspc/independentbanker/december2022
https://www.nxtbook.com/mspc/independentbanker/november2022
https://www.nxtbook.com/mspc/independentbanker/october2022
https://www.nxtbook.com/mspc/independentbanker/september2022
https://www.nxtbook.com/mspc/independentbanker/august2022
https://www.nxtbook.com/mspc/independentbanker/july2022
https://www.nxtbook.com/mspc/independentbanker/june2022
https://www.nxtbook.com/mspc/independentbanker/may2022
https://www.nxtbook.com/mspc/independentbanker/april2022
https://www.nxtbook.com/mspc/independentbanker/march2022
https://www.nxtbook.com/mspc/independentbanker/february2022
https://www.nxtbook.com/mspc/independentbanker/january2022
https://www.nxtbook.com/mspc/independentbanker/december2021
https://www.nxtbook.com/mspc/independentbanker/november2021
https://www.nxtbook.com/mspc/independentbanker/october2021
https://www.nxtbook.com/mspc/independentbanker/september2021
https://www.nxtbook.com/mspc/independentbanker/august2021
https://www.nxtbook.com/mspc/independentbanker/july2021
https://www.nxtbook.com/mspc/independentbanker/june2021
https://www.nxtbook.com/mspc/independentbanker/may2021
https://www.nxtbook.com/mspc/independentbanker/april2021
https://www.nxtbook.com/mspc/independentbanker/march2021
https://www.nxtbook.com/mspc/independentbanker/february2021
https://www.nxtbook.com/mspc/independentbanker/january2021
https://www.nxtbook.com/mspc/independentbanker/december2020
https://www.nxtbook.com/mspc/independentbanker/november2020
https://www.nxtbook.com/mspc/independentbanker/october2020
https://www.nxtbook.com/mspc/independentbanker/september2020
https://www.nxtbook.com/mspc/independentbanker/august2020
https://www.nxtbook.com/mspc/independentbanker/july2020
https://www.nxtbook.com/mspc/independentbanker/june2020
https://www.nxtbook.com/mspc/independentbanker/may2020
https://www.nxtbook.com/mspc/independentbanker/april2020
https://www.nxtbook.com/mspc/independentbanker/march2020
https://www.nxtbook.com/mspc/independentbanker/february2020
https://www.nxtbook.com/mspc/independentbanker/january2020
https://www.nxtbook.com/mspc/independentbanker/december2019
https://www.nxtbook.com/mspc/independentbanker/november2019
https://www.nxtbook.com/mspc/independentbanker/october2019
https://www.nxtbook.com/mspc/independentbanker/september2019
https://www.nxtbook.com/mspc/independentbanker/august2019
https://www.nxtbook.com/mspc/independentbanker/july2019
https://www.nxtbook.com/mspc/independentbanker/june2019
https://www.nxtbook.com/mspc/independentbanker/may2019
https://www.nxtbook.com/mspc/independentbanker/april2019
https://www.nxtbook.com/mspc/independentbanker/march2019
https://www.nxtbook.com/mspc/independentbanker/february2019
https://www.nxtbook.com/mspc/independentbanker/january2019
https://www.nxtbook.com/mspc/independentbanker/december2018
https://www.nxtbook.com/mspc/independentbanker/november2018
https://www.nxtbook.com/mspc/independentbanker/october2018
https://www.nxtbook.com/mspc/independentbanker/september2018
https://www.nxtbook.com/mspc/independentbanker/august2018
https://www.nxtbook.com/mspc/independentbanker/july2018
https://www.nxtbook.com/mspc/independentbanker/june2018
https://www.nxtbook.com/mspc/independentbanker/may2018
https://www.nxtbook.com/mspc/independentbanker/april2018
https://www.nxtbook.com/mspc/independentbanker/march2018
https://www.nxtbook.com/mspc/independentbanker/february2018
https://www.nxtbook.com/mspc/independentbanker/january2018
https://www.nxtbook.com/mspc/independentbanker/december2017
https://www.nxtbook.com/mspc/independentbanker/november2017
https://www.nxtbook.com/mspc/independentbanker/october2017
https://www.nxtbook.com/mspc/independentbanker/september2017
https://www.nxtbook.com/mspc/independentbanker/august2017
https://www.nxtbook.com/mspc/independentbanker/july2017
https://www.nxtbook.com/mspc/independentbanker/june2017
https://www.nxtbook.com/mspc/independentbanker/may2017
https://www.nxtbook.com/mspc/independentbanker/april2017
https://www.nxtbookmedia.com