Independent Banker - December 2024 - 64

CONNECTIONS POWERING POTENTIAL
How ICBA membership cultivates
a network of support
ICBA's reach extends from the U.S. government all the way to the smallest member bank. We hear from
two community bank leaders at Jonestown Bank & Trust Co. and Bank of Cattaraugus about how their ICBA
membership has helped them further their banks' missions, operations and customer advocacy.
By Taylor Hugo
JONESTOWN BANK & TRUST CO.
Fighting fraud with ICBA's help
Thanks to ICBA, Jonestown Bank &
Trust Co. (JBT) in Jonestown, Pa.,
helped a customer avoid HELOC
check fraud, which in turn saved the
community bank $65,000.
In July, Troy A. Peters, president
and CEO of the $930 millionasset
community bank, had just
received and circulated ICBA's
daily NewsWatch Today email,
which highlights current topics
and updates on important issues.
The email covered how criminals
were pulling mortgages from online
courthouse records and using the
information-such as the account
number, property address and
owner's name-to manufacture
counterfeit checks.
The next day, that exact situation
happened to one of Peters'
customers. JBT was able to stop the
fraud, but the close call prompted
the bank to change its process.
" We're no longer putting account
numbers on documents that are filed
publicly, " Peters says. " That scenario
right there paid for my ICBA
membership for several years. "
In addition to staying abreast of
current industry issues, Peters says
the advocacy work ICBA does has
been particularly helpful for both
JBT and his personal growth. He
admits that he didn't always think
that advocating for community
bankers was part of his job.
But with ICBA's support, going
to Capitol Hill and speaking
with legislators has become
second nature.
" Now, I do see it as my
" There's no better
advocate for our
industry than ICBA. "
-TROY A. PETERS,
JBT
responsibility to help protect our
customers and our industry, " says
Peters, who currently serves on
ICBA's digital assets committee,
engaging in grassroots activities
in Pennsylvania to advocate procommunity
bank policies and serving
as a liaison between community
banks and ICBA leadership in
Washington, D.C. " There's no
better advocate for our industry
than ICBA. "
64 // ICBA Independent Banker // December 2024
" It's in my blood to
continue to keep
Bank of Cattaraugus
as an independent
community bank, and
ICBA has been an
integral part of our
fabric, advocating
for us to remain
independent. "
-COLLEEN YOUNG,
BANK OF CATTARAUGUS
BANK OF CATTARAUGUS
Supporting small bank
independence
ICBA membership means that
$29 million-asset Bank of Cattaraugus
can continue to prioritize what it does
best. " Staying here in the community
and doing a good job is our focus, "
says Colleen Young, president, CEO

Independent Banker - December 2024

Table of Contents for the Digital Edition of Independent Banker - December 2024

Contents
Independent Banker - December 2024 - Cover1
Independent Banker - December 2024 - Cover2
Independent Banker - December 2024 - Contents
Independent Banker - December 2024 - 2
Independent Banker - December 2024 - 3
Independent Banker - December 2024 - 4
Independent Banker - December 2024 - 5
Independent Banker - December 2024 - 6
Independent Banker - December 2024 - 7
Independent Banker - December 2024 - 8
Independent Banker - December 2024 - 9
Independent Banker - December 2024 - 10
Independent Banker - December 2024 - 11
Independent Banker - December 2024 - 12
Independent Banker - December 2024 - 13
Independent Banker - December 2024 - 14
Independent Banker - December 2024 - 15
Independent Banker - December 2024 - 16
Independent Banker - December 2024 - 17
Independent Banker - December 2024 - 18
Independent Banker - December 2024 - 19
Independent Banker - December 2024 - 20
Independent Banker - December 2024 - 21
Independent Banker - December 2024 - 22
Independent Banker - December 2024 - 23
Independent Banker - December 2024 - 24
Independent Banker - December 2024 - FIS1
Independent Banker - December 2024 - FIS2
Independent Banker - December 2024 - FIS3
Independent Banker - December 2024 - FIS4
Independent Banker - December 2024 - 25
Independent Banker - December 2024 - 26
Independent Banker - December 2024 - 27
Independent Banker - December 2024 - 28
Independent Banker - December 2024 - 29
Independent Banker - December 2024 - 30
Independent Banker - December 2024 - 31
Independent Banker - December 2024 - 32
Independent Banker - December 2024 - 33
Independent Banker - December 2024 - 34
Independent Banker - December 2024 - 35
Independent Banker - December 2024 - 36
Independent Banker - December 2024 - 37
Independent Banker - December 2024 - 38
Independent Banker - December 2024 - 39
Independent Banker - December 2024 - 40
Independent Banker - December 2024 - 41
Independent Banker - December 2024 - 42
Independent Banker - December 2024 - 43
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Independent Banker - December 2024 - 45
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Independent Banker - December 2024 - 47
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Independent Banker - December 2024 - 50
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Independent Banker - December 2024 - 53
Independent Banker - December 2024 - 54
Independent Banker - December 2024 - 55
Independent Banker - December 2024 - 56
Independent Banker - December 2024 - 57
Independent Banker - December 2024 - 58
Independent Banker - December 2024 - 59
Independent Banker - December 2024 - 60
Independent Banker - December 2024 - 61
Independent Banker - December 2024 - 62
Independent Banker - December 2024 - 63
Independent Banker - December 2024 - 64
Independent Banker - December 2024 - 65
Independent Banker - December 2024 - 66
Independent Banker - December 2024 - 67
Independent Banker - December 2024 - 68
Independent Banker - December 2024 - Cover3
Independent Banker - December 2024 - Cover4
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