Independent Banker - February 2020 - 5

FLOURISH
" Community banks work
hard to ensure that every
day is just a little bit better
than the last. "
Rebeca Romero Rainey
President and CEO, ICBA
As community bankers, we strive for excellence.
We are always looking for ways to build
upon the strong foundation we've set, whether
through the products we off er our customers, the
services we bring to the community or the environment
we create for our employees. In short,
community banks work hard to ensure that every
day is just a little bit better than the last.
And hard work it is. As the saying goes, " Excellence
is never an accident. It is always the result
of high intention, sincere eff ort and intelligent
execution. " Those words ring true as we look at
the factors that contribute to community bank
success, and they resonate at ICBA, where we are
committed to excellence in the products, services
and off erings we bring to our members.
Our ThinkTECH Accelerator is a testament to
that point. I was fortunate to attend this year's
accelerator launch in Little Rock, Ark., just a few
weeks ago, and I was astounded by the knowledge
and passion of this year's fi nalists. We have
assembled a new cohort to address specifi c, tangible
community bank needs in the marketplace.
With a laser focus on community banks, the solutions
these fi ntechs debuted aim to help us better
reach target audiences, enhance internal procedures
and create external effi ciencies.
The accelerator sheds light on some incredible
fi ntech partnership opportunities, and I hope
Where I'll be
this month
I'll be speaking at
the community
banking program
at Montana
State University,
visiting TCM
Bank in Tampa,
Fla., and visiting
our chairman's
community bank,
Bank of Zachary,
in Zachary, La.
you'll pencil in the ThinkTECH Showcase at ICBA
LIVE 2020 so you can hear fi rsthand how their
products can support your quest for excellence.
Beyond the showcase, next month's ICBA
LIVE has so much to off er community bankers
as we come together to explore today's emerging
opportunities and tackle developing challenges.
We will spark fresh momentum around key initiatives-such
as advocating for a level playing
fi eld and expanding our technology off erings-as
we assemble as a community. Our eff orts at convention
will outline tangible ways community
bankers can become involved in key ICBA initiatives
to expand our impact. Through our shared
work, we will amplify community bank voices
throughout the fi nancial services industry, inside
the Beltway and within your communities. I can't
wait to unveil all we have in store in 2020.
So, as you browse this month's Independent
Banker, I hope you'll take note of new strategies
for payments, opportunities for engaging
fi ntechs, possibilities around digital lending and
developments in compliance. These topics set the
stage for ICBA LIVE and for the continued pursuit
of excellence now and throughout 2020.
Connect with Rebeca @romerorainey
independentbanker.org Q 5
http://www.independentbanker.org

Independent Banker - February 2020

Table of Contents for the Digital Edition of Independent Banker - February 2020

Table of Contents
Independent Banker - February 2020 - Intro
Independent Banker - February 2020 - Cover1
Independent Banker - February 2020 - Cover2
Independent Banker - February 2020 - Table of Contents
Independent Banker - February 2020 - 2
Independent Banker - February 2020 - 3
Independent Banker - February 2020 - 4
Independent Banker - February 2020 - 5
Independent Banker - February 2020 - 6
Independent Banker - February 2020 - 7
Independent Banker - February 2020 - 8
Independent Banker - February 2020 - 9
Independent Banker - February 2020 - 10
Independent Banker - February 2020 - 11
Independent Banker - February 2020 - 12
Independent Banker - February 2020 - 13
Independent Banker - February 2020 - 14
Independent Banker - February 2020 - 15
Independent Banker - February 2020 - 16
Independent Banker - February 2020 - 17
Independent Banker - February 2020 - 18
Independent Banker - February 2020 - 19
Independent Banker - February 2020 - 20
Independent Banker - February 2020 - 21
Independent Banker - February 2020 - 22
Independent Banker - February 2020 - 23
Independent Banker - February 2020 - 24
Independent Banker - February 2020 - 25
Independent Banker - February 2020 - 26
Independent Banker - February 2020 - 27
Independent Banker - February 2020 - 28
Independent Banker - February 2020 - 29
Independent Banker - February 2020 - 30
Independent Banker - February 2020 - 31
Independent Banker - February 2020 - 32
Independent Banker - February 2020 - 33
Independent Banker - February 2020 - 34
Independent Banker - February 2020 - 35
Independent Banker - February 2020 - 36
Independent Banker - February 2020 - 37
Independent Banker - February 2020 - 38
Independent Banker - February 2020 - 39
Independent Banker - February 2020 - 40
Independent Banker - February 2020 - 41
Independent Banker - February 2020 - 42
Independent Banker - February 2020 - 43
Independent Banker - February 2020 - 44
Independent Banker - February 2020 - 45
Independent Banker - February 2020 - 46
Independent Banker - February 2020 - 47
Independent Banker - February 2020 - 48
Independent Banker - February 2020 - 49
Independent Banker - February 2020 - 50
Independent Banker - February 2020 - 51
Independent Banker - February 2020 - 52
Independent Banker - February 2020 - 53
Independent Banker - February 2020 - 54
Independent Banker - February 2020 - 55
Independent Banker - February 2020 - 56
Independent Banker - February 2020 - 57
Independent Banker - February 2020 - 58
Independent Banker - February 2020 - 59
Independent Banker - February 2020 - 60
Independent Banker - February 2020 - 61
Independent Banker - February 2020 - 62
Independent Banker - February 2020 - 63
Independent Banker - February 2020 - 64
Independent Banker - February 2020 - 65
Independent Banker - February 2020 - 66
Independent Banker - February 2020 - 67
Independent Banker - February 2020 - 68
Independent Banker - February 2020 - 69
Independent Banker - February 2020 - 70
Independent Banker - February 2020 - 71
Independent Banker - February 2020 - 72
Independent Banker - February 2020 - 73
Independent Banker - February 2020 - 74
Independent Banker - February 2020 - 75
Independent Banker - February 2020 - 76
Independent Banker - February 2020 - 77
Independent Banker - February 2020 - 78
Independent Banker - February 2020 - 79
Independent Banker - February 2020 - 80
Independent Banker - February 2020 - Cover3
Independent Banker - February 2020 - Cover4
https://www.nxtbook.com/mspc/independentbanker/september2024
https://www.nxtbook.com/mspc/independentbanker/august2024
https://www.nxtbook.com/mspc/independentbanker/july2024
https://www.nxtbook.com/mspc/independentbanker/june2024
https://www.nxtbook.com/mspc/independentbanker/may2024
https://www.nxtbook.com/mspc/independentbanker/april2024
https://www.nxtbook.com/mspc/independentbanker/march2024
https://www.nxtbook.com/mspc/independentbanker/february2024
https://www.nxtbook.com/mspc/independentbanker/january2024
https://www.nxtbook.com/mspc/independentbanker/december2023
https://www.nxtbook.com/mspc/independentbanker/november2023
https://www.nxtbook.com/mspc/independentbanker/october2023
https://www.nxtbook.com/mspc/independentbanker/september2023
https://www.nxtbook.com/mspc/independentbanker/august2023
https://www.nxtbook.com/mspc/independentbanker/july2023
https://www.nxtbook.com/mspc/independentbanker/june2023
https://www.nxtbook.com/mspc/independentbanker/may2023
https://www.nxtbook.com/mspc/independentbanker/april2023
https://www.nxtbook.com/mspc/independentbanker/march2023
https://www.nxtbook.com/mspc/independentbanker/february2023
https://www.nxtbook.com/mspc/independentbanker/january2023
https://www.nxtbook.com/mspc/independentbanker/december2022
https://www.nxtbook.com/mspc/independentbanker/november2022
https://www.nxtbook.com/mspc/independentbanker/october2022
https://www.nxtbook.com/mspc/independentbanker/september2022
https://www.nxtbook.com/mspc/independentbanker/august2022
https://www.nxtbook.com/mspc/independentbanker/july2022
https://www.nxtbook.com/mspc/independentbanker/june2022
https://www.nxtbook.com/mspc/independentbanker/may2022
https://www.nxtbook.com/mspc/independentbanker/april2022
https://www.nxtbook.com/mspc/independentbanker/march2022
https://www.nxtbook.com/mspc/independentbanker/february2022
https://www.nxtbook.com/mspc/independentbanker/january2022
https://www.nxtbook.com/mspc/independentbanker/december2021
https://www.nxtbook.com/mspc/independentbanker/november2021
https://www.nxtbook.com/mspc/independentbanker/october2021
https://www.nxtbook.com/mspc/independentbanker/september2021
https://www.nxtbook.com/mspc/independentbanker/august2021
https://www.nxtbook.com/mspc/independentbanker/july2021
https://www.nxtbook.com/mspc/independentbanker/june2021
https://www.nxtbook.com/mspc/independentbanker/may2021
https://www.nxtbook.com/mspc/independentbanker/april2021
https://www.nxtbook.com/mspc/independentbanker/march2021
https://www.nxtbook.com/mspc/independentbanker/february2021
https://www.nxtbook.com/mspc/independentbanker/january2021
https://www.nxtbook.com/mspc/independentbanker/december2020
https://www.nxtbook.com/mspc/independentbanker/november2020
https://www.nxtbook.com/mspc/independentbanker/october2020
https://www.nxtbook.com/mspc/independentbanker/september2020
https://www.nxtbook.com/mspc/independentbanker/august2020
https://www.nxtbook.com/mspc/independentbanker/july2020
https://www.nxtbook.com/mspc/independentbanker/june2020
https://www.nxtbook.com/mspc/independentbanker/may2020
https://www.nxtbook.com/mspc/independentbanker/april2020
https://www.nxtbook.com/mspc/independentbanker/march2020
https://www.nxtbook.com/mspc/independentbanker/february2020
https://www.nxtbook.com/mspc/independentbanker/january2020
https://www.nxtbook.com/mspc/independentbanker/december2019
https://www.nxtbook.com/mspc/independentbanker/november2019
https://www.nxtbook.com/mspc/independentbanker/october2019
https://www.nxtbook.com/mspc/independentbanker/september2019
https://www.nxtbook.com/mspc/independentbanker/august2019
https://www.nxtbook.com/mspc/independentbanker/july2019
https://www.nxtbook.com/mspc/independentbanker/june2019
https://www.nxtbook.com/mspc/independentbanker/may2019
https://www.nxtbook.com/mspc/independentbanker/april2019
https://www.nxtbook.com/mspc/independentbanker/march2019
https://www.nxtbook.com/mspc/independentbanker/february2019
https://www.nxtbook.com/mspc/independentbanker/january2019
https://www.nxtbook.com/mspc/independentbanker/december2018
https://www.nxtbook.com/mspc/independentbanker/november2018
https://www.nxtbook.com/mspc/independentbanker/october2018
https://www.nxtbook.com/mspc/independentbanker/september2018
https://www.nxtbook.com/mspc/independentbanker/august2018
https://www.nxtbook.com/mspc/independentbanker/july2018
https://www.nxtbook.com/mspc/independentbanker/june2018
https://www.nxtbook.com/mspc/independentbanker/may2018
https://www.nxtbook.com/mspc/independentbanker/april2018
https://www.nxtbook.com/mspc/independentbanker/march2018
https://www.nxtbook.com/mspc/independentbanker/february2018
https://www.nxtbook.com/mspc/independentbanker/january2018
https://www.nxtbook.com/mspc/independentbanker/december2017
https://www.nxtbook.com/mspc/independentbanker/november2017
https://www.nxtbook.com/mspc/independentbanker/october2017
https://www.nxtbook.com/mspc/independentbanker/september2017
https://www.nxtbook.com/mspc/independentbanker/august2017
https://www.nxtbook.com/mspc/independentbanker/july2017
https://www.nxtbook.com/mspc/independentbanker/june2017
https://www.nxtbook.com/mspc/independentbanker/may2017
https://www.nxtbook.com/mspc/independentbanker/april2017
https://www.nxtbookmedia.com