Independent Banker - February 2024 - 42

PORTFOLIO CHECKS & BALANCES
ICBA advocacy: the
legislative year ahead
Learn about the legislative issues ICBA is prioritizing in 2024-
and how you can help. By Paul Merski
t's still early in 2024, but ICBA's
legislative advocacy team is
already making inroads on our key
legislative priorities.
With a full slate of issues requiring
our attention, here are a few key
issues ICBA will advocate for in 2024:
Banking cannabisrelated
businesses
After making substantial headway
in 2023 with the Senate Banking
Committee voting to advance
the bipartisan Secure and Fair
Enforcement Regulation (SAFER)
Banking Act (S. 2860), ICBA will
push for a full Senate vote and will
also press House members to take
up the bill. The previous version of
the bill, the SAFE Act, passed the
House seven times in past sessions
of Congress.
This bipartisan legislation would
create a safe harbor from federal
sanctions for financial institutions
serving cannabis-related businesses
in states where cannabis is legal.
It would prevent federal banking
regulators from threatening or
limiting a bank's deposit insurance,
downgrading a loan, prohibiting
or discouraging the provision of
banking services, or taking any
other prejudicial action on banks
solely for serving a cannabis-related
business. Passing the bill would
reduce a serious public safety risk,
as many cannabis businesses are
currently forced to do business almost
exclusively in cash.
Tax incentives for rural America
ICBA is a staunch advocate for rural
community banks and will continue
to push for passage of the Access to
Credit for our Rural Economy (ACRE)
Act (H.R. 3139, S. 2371). ACRE was
introduced in 2023 by Sens. Jerry
Moran (R-Kan.) and Angus King
(I-Maine) in the Senate and Reps.
I
42 // ICBA Independent Banker // February 2024
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Independent Banker - February 2024

Table of Contents for the Digital Edition of Independent Banker - February 2024

Contents
Independent Banker - February 2024 - Cover1
Independent Banker - February 2024 - Cover2
Independent Banker - February 2024 - Contents
Independent Banker - February 2024 - 2
Independent Banker - February 2024 - 3
Independent Banker - February 2024 - 4
Independent Banker - February 2024 - 5
Independent Banker - February 2024 - 6
Independent Banker - February 2024 - 7
Independent Banker - February 2024 - 8
Independent Banker - February 2024 - 9
Independent Banker - February 2024 - 10
Independent Banker - February 2024 - 11
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Independent Banker - February 2024 - 20
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Independent Banker - February 2024 - 33
Independent Banker - February 2024 - 34
Independent Banker - February 2024 - 35
Independent Banker - February 2024 - 36
Independent Banker - February 2024 - 37
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Independent Banker - February 2024 - 40
Independent Banker - February 2024 - 41
Independent Banker - February 2024 - 42
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Independent Banker - February 2024 - 47
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Independent Banker - February 2024 - Cover3
Independent Banker - February 2024 - Cover4
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