Independent Banker - January 2020 - 13
History Lesson
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Drive-thru banking
As cars became integral to American life, banks responded by off ering
" motor banking " as far back as the 1930s.
First, you needed the cars. Then, you needed the highways. And then, you
needed to make it as easy as possible for people to eat a meal, watch a
movie or even conduct banking transactions-all in their cars.
While drive-thru culture might seem like an utterly Californian
phenomenon, the fi rst-ever drive-in movie theater opened all the way
across the country, in Camden,
N.J., in 1933. The fi rst drive-thru
restaurant, Red's Giant Hamburg,
was founded in 1947 on Route 66,
in Springfi eld, Mo.
In the nearby city of St. Louis, the
54%
fi rst drive-up window teller in the
U.S. opened for business in 1930 at
Grand National Bank. As life was
becoming increasingly car-centered
and fast-paced, these " motor
banks, " as they were sometimes
called, allowed customers to bank
right from the driver's seat. They off ered modern conveniences like twoway
microphones and even the pneumatic tubes still seen in many bank
branches today, though those were invented by William Murdoch all the
way back in the 19th century.
of customers say they
regularly use ATMs
at a bank branch's
drive-up
Source: 2013 American Banker report
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Independent Banker - January 2020
Table of Contents for the Digital Edition of Independent Banker - January 2020
Table of Contents
Independent Banker - January 2020 - Intro
Independent Banker - January 2020 - Cover1
Independent Banker - January 2020 - Cover2
Independent Banker - January 2020 - Table of Contents
Independent Banker - January 2020 - 2
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Independent Banker - January 2020 - Cover3
Independent Banker - January 2020 - Cover4
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