Independent Banker - January 2021 - 10

CURRENCIES
IN THIS ISSUE
Ballston Spa
National Bank staff
volunteer at the
bank's series of
drive-thru food
pantry events.
NEWS
GOOD READS
Feeding communities
during the pandemic
When residents of New York's Capital District-the metro region
surrounding Albany-need help with access to groceries, Ballston Spa
National Bank (BSNB) has been there.
The $670 million-asset community bank in Ballston Spa, N.Y., has
hosted nine contactless drive-thru food pantries throughout Saratoga and
Albany counties. Volunteers-nearly all bank employees-have distributed
thousands of pounds of food at each of the free events, which are held in
partnership with groups like the Regional Food Bank of Northeastern New
York, the Ballston Spa Central School District and many others.
BSNB has done more than host the events and supply volunteers,
though. The community bank is also supporting the Regional Food Bank
of Northeastern New York with its own donations, as well as with public
fundraising. The need for food assistance has grown, according to the food
bank, which reports that it has increased its services by more than 40%
compared with 2019.
" Since May of 2020, BSNB volunteers have staff ed nine drive-thru food
pantries distributing over 162,000 pounds of food to families in need in the
region, " says bank president and CEO Christopher R. Dowd. " In addition,
the company has provided $45,000 in financial contributions while raising
an additional $10,000 from the community. Considering the environment
we are living in, BSNB feels fortunate to be in a position to provide such
support during this unprecedented period. " -Eric Best
10 Q ICBA Independent Banker Q January 2021
" Our biggest challenge
is two things: the
combination of the
surge in liquidity
and the very low
interest rate. "
-GREG KISTLER,
CENTRAL BANCSHARES INC.
Read more on page 38 d
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Those who make New Year's
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before the end of January. In Your
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Hyatt off ers an alternative
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The book walks readers through a
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Independent Banker - January 2021

Table of Contents for the Digital Edition of Independent Banker - January 2021

Table of Contents
Independent Banker - January 2021 - Intro
Independent Banker - January 2021 - Cover1
Independent Banker - January 2021 - Cover2
Independent Banker - January 2021 - Table of Contents
Independent Banker - January 2021 - 2
Independent Banker - January 2021 - 3
Independent Banker - January 2021 - 4
Independent Banker - January 2021 - 5
Independent Banker - January 2021 - 6
Independent Banker - January 2021 - 7
Independent Banker - January 2021 - 8
Independent Banker - January 2021 - 9
Independent Banker - January 2021 - 10
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Independent Banker - January 2021 - 19
Independent Banker - January 2021 - 20
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Independent Banker - January 2021 - 27
Independent Banker - January 2021 - 28
Independent Banker - January 2021 - 29
Independent Banker - January 2021 - 30
Independent Banker - January 2021 - 31
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Independent Banker - January 2021 - 33
Independent Banker - January 2021 - 34
Independent Banker - January 2021 - 35
Independent Banker - January 2021 - 36
Independent Banker - January 2021 - 37
Independent Banker - January 2021 - 38
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Independent Banker - January 2021 - 40
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Independent Banker - January 2021 - 42
Independent Banker - January 2021 - 43
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Independent Banker - January 2021 - 49
Independent Banker - January 2021 - 50
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Independent Banker - January 2021 - 57
Independent Banker - January 2021 - 58
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Independent Banker - January 2021 - 60
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Independent Banker - January 2021 - Cover3
Independent Banker - January 2021 - Cover4
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