Independent Banker - January 2024 - 44

business and entrepreneurial
education for Hispanic and
underrepresented communities. All
of the courses are taught in Spanish
and include topics on getting a fi rst
business loan, operating versus nonoperating
accounts and other fi nancial
literacy classes. Altabank provides
offi ce space and conference rooms in
both Pleasant Grove and Logan, Utah.
JR Vera, SVP and northern region
manager for Altabank, sits on the
Suazo Business Center board. Two
commercial loan offi cers, Abe Reyna
and Mark Maxwell, teach courses at
the center. " We're glad to support the
Suazo Business Center, as it helps
our Latino community have access to
great education at a very good price, "
Vera says.
Staying competitive
in Cape Coral, Fla.

Hurricanes and pandemics haven't
slowed the growth of $850 millionasset
Sanibel Captiva Community
Bank in Sanibel, Fla. The community
bank serves nearby Cape Coral,
which grew 6.4% from July 2021 to
July 2022.
During the pandemic, Sanibel
Captiva Community Bank processed
more than 1,100 PPP loans, says
John Wright, EVP/CFO/COO.
The bank's stellar performance in
getting loans approved in a timely
fashion and providing good customer
communication won over customers.
" During the fi rst round of PPP
loans, the larger institutions
were taking weeks and didn't let
customers know where they were in
the process. Customers got tired of
the way they were treated, " Wright
Clockwise, from top:
An aerial drone view of Cape Coral,
Fla.; Sanibel Captiva donated
$50,000 to help businesses
recover after Hurricane Ian; Cape
Coral is home to a large fishing
industry; Fort Myers High School
created a mural for the bank as
a thank you for a large donation;
staff and family members at the
Freedom 5K, a veterans' fundraiser
says. " We were taking days, and
we're very communicative with all of
our customers. "
He adds that subsequent mergers
among the larger banks moved offi ces
and decisions to even larger, out-ofstate
banks. " Some decisions were
being moved out of Lee County up to
Ohio or Tennessee, " he says. " A lot
of customers realized that it's time to
deal with a community bank. Most
of our customers want contact with
decision makers. "
Active involvement by Sanibel
Captiva Community Bank's top
management also makes an
impression on small business
customers. " When you have
somebody that has a problem with a
check, and they can call you up and
44 /// ICBA Independent Banker // January 2024
/
Photos (top) by Ray Dukin/Adobe, (insets) courtesy of Sanibel
Captiva Community Bank, (page 43 insets) by Adobe

Independent Banker - January 2024

Table of Contents for the Digital Edition of Independent Banker - January 2024

Contents
Independent Banker - January 2024 - Cover1
Independent Banker - January 2024 - Cover2
Independent Banker - January 2024 - Contents
Independent Banker - January 2024 - 2
Independent Banker - January 2024 - 3
Independent Banker - January 2024 - 4
Independent Banker - January 2024 - 5
Independent Banker - January 2024 - 6
Independent Banker - January 2024 - 7
Independent Banker - January 2024 - 8
Independent Banker - January 2024 - 9
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Independent Banker - January 2024 - 16
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Independent Banker - January 2024 - 19
Independent Banker - January 2024 - 20
Independent Banker - January 2024 - 21
Independent Banker - January 2024 - 22
Independent Banker - January 2024 - 23
Independent Banker - January 2024 - 24
Independent Banker - January 2024 - 25
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Independent Banker - January 2024 - 30
Independent Banker - January 2024 - 31
Independent Banker - January 2024 - 32
Independent Banker - January 2024 - 33
Independent Banker - January 2024 - 34
Independent Banker - January 2024 - 35
Independent Banker - January 2024 - 36
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Independent Banker - January 2024 - 44
Independent Banker - January 2024 - 45
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Independent Banker - January 2024 - Cover3
Independent Banker - January 2024 - Cover4
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https://www.nxtbook.com/mspc/independentbanker/august2017
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