Independent Banker - January 2024 - 66

CONNECTIONS LISTEN UP
A look inside a top-performing bank
In episode 15 of the Independent Banker podcast, host Charles Potts brings in Sushil Patel, president of State Bank
of Texas, to talk about the community bank's success and winning Independent Banker's 2023 Best Performing Bank
in the asset category of $1 billion or more.
WHO'S IN CONVERSATION?
EXCERPTS FROM
Sushil Patel
President, State
Bank of Texas
HOSTED BY
Charles Potts
ICBA's executive vice
president and chief
innovation officer
" By not seeking growth, we don't have a
goal that we need to be this many billion in
assets or this many million in loans. We have
a philosophy of lending that we follow, and in
certain times, there are going to be plenty of
opportunities. And in certain times, there's
not going to plenty of opportunities, and we
have to be OK with that. "
-Sushil Patel
66 // ICBA Independent Banker // January 2024
" We're family-owned and
-operated. When you're
any business that's owneroperated,
it adds a level of
nimbleness, responsiveness
[and the] ability to
make quick decisions
and not be saddled by
analysis paralysis. "
-Sushil Patel
" We really emphasize openness
of communication with our
clients, the good and the bad.
We want to hear it. Feel free
to use our cell phone. We take
away all formalities of being a
banker so that people have a
comfort level with us. "
-Sushil Patel

Independent Banker - January 2024

Table of Contents for the Digital Edition of Independent Banker - January 2024

Contents
Independent Banker - January 2024 - Cover1
Independent Banker - January 2024 - Cover2
Independent Banker - January 2024 - Contents
Independent Banker - January 2024 - 2
Independent Banker - January 2024 - 3
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Independent Banker - January 2024 - Cover3
Independent Banker - January 2024 - Cover4
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