Independent Banker - January 2025 - 66

CONNECTIONS POWERING POTENTIAL
Certification Q&A: Arlene Cooper
Arlene Cooper, internal audit off icer at CNB Bank in Carlsbad, N.M., is a certified community bank internal
auditor (CCBIA) and certified community bank compliance off icer (CCBCO). She shares insights on compliance
challenges and her approach to upholding ethical standards at CNB Bank. Interview by Caitlin Billings
Q: What has your banking career
looked like thus far?
A: I started my banking career in late
2018 as a compliance administrator
at CNB Bank. In 2021, I accepted
the position of internal audit offi cer
for the bank, and I later earned my
CCBIA and CCBCO certifi cations
from ICBA.
Q: How do you make the most out
of your workday?
A: I use my Microsoft Outlook
calendar to prioritize tasks. I tackle
the most important and timesensitive
tasks fi rst, then move on
to lower priorities. My daily tasks
are guided by the internal audit risk
assessment. I follow the assessment's
requirements and make sure to
address every detail thoroughly.
Q: What's a challenge you're
currently facing, and how do you
address it?
A: The fi eld is constantly changing
with new risks and regulations;
keeping up and ensuring our audit
processes meet requirements can
be challenging. I stay updated by
attending conferences and engaging
in professional development.
Q: What advice do you have for
others in your role?
A: Take the " I want to be your
safe harbor " approach. It can be
tough for people to hear they're
not complying with a regulation.
Reassuring them you are not there
to reprimand but to educate makes a
huge diff erence.
Q: What is your favorite thing
about attending ICBA institutes
and conferences?
A: I love meeting new people and
hearing the stories and experiences
we all share. Making those
connections is so rewarding.
Q: How have your designations
affected your role at the bank?
A: My designations have helped
grant me the ability to make
positive changes and infl uence our
company's direction.
Caitlin Billings is a content marketing
specialist for ICBA.
Upcoming
certification
opportunities
ICBA Audit Certification
(CCBIA): Learn to establish
and maintain an eff ective
internal audit function within
a community bank, including
auditing basics, liabilities,
assets and information
systems. This event will be
held in Bloomington, Minn.,
May 4-9, or via livestream
Sept. 9-11 and 16-18.
" I love meeting new people [at
ICBA events] and hearing the
stories and experiences we all
share. Making those connections is
so rewarding. "
-ARLENE COOPER, CNB BANK
66 // ICBA Independent Banker // January 2025
ICBA Compliance
Certification (CCBCO):
Master regulatory compliance
areas for community
bank compliance off icers,
including lending, deposits
and operations. This event,
also held in Bloomington,
Minn., will run in-person Sept.
14-19 or via livestream June
3-5 and 10-12. Registration
opens soon.
Check icba.org/seminars
for updates.
http://www.icba.org/seminars

Independent Banker - January 2025

Table of Contents for the Digital Edition of Independent Banker - January 2025

Contents
Independent Banker - January 2025 - Cover1
Independent Banker - January 2025 - Cover2
Independent Banker - January 2025 - Contents
Independent Banker - January 2025 - 2
Independent Banker - January 2025 - 3
Independent Banker - January 2025 - 4
Independent Banker - January 2025 - 5
Independent Banker - January 2025 - 6
Independent Banker - January 2025 - 7
Independent Banker - January 2025 - 8
Independent Banker - January 2025 - 9
Independent Banker - January 2025 - 10
Independent Banker - January 2025 - 11
Independent Banker - January 2025 - 12
Independent Banker - January 2025 - 13
Independent Banker - January 2025 - 14
Independent Banker - January 2025 - 15
Independent Banker - January 2025 - 16
Independent Banker - January 2025 - 17
Independent Banker - January 2025 - 18
Independent Banker - January 2025 - 19
Independent Banker - January 2025 - 20
Independent Banker - January 2025 - 21
Independent Banker - January 2025 - 22
Independent Banker - January 2025 - 23
Independent Banker - January 2025 - 24
Independent Banker - January 2025 - 25
Independent Banker - January 2025 - 26
Independent Banker - January 2025 - 27
Independent Banker - January 2025 - 28
Independent Banker - January 2025 - 29
Independent Banker - January 2025 - 30
Independent Banker - January 2025 - 31
Independent Banker - January 2025 - 32
Independent Banker - January 2025 - 33
Independent Banker - January 2025 - 34
Independent Banker - January 2025 - 35
Independent Banker - January 2025 - 36
Independent Banker - January 2025 - 37
Independent Banker - January 2025 - 38
Independent Banker - January 2025 - 39
Independent Banker - January 2025 - 40
Independent Banker - January 2025 - 41
Independent Banker - January 2025 - 42
Independent Banker - January 2025 - 43
Independent Banker - January 2025 - 44
Independent Banker - January 2025 - 45
Independent Banker - January 2025 - 46
Independent Banker - January 2025 - 47
Independent Banker - January 2025 - 48
Independent Banker - January 2025 - 49
Independent Banker - January 2025 - 50
Independent Banker - January 2025 - 51
Independent Banker - January 2025 - 52
Independent Banker - January 2025 - 53
Independent Banker - January 2025 - 54
Independent Banker - January 2025 - 55
Independent Banker - January 2025 - 56
Independent Banker - January 2025 - 57
Independent Banker - January 2025 - 58
Independent Banker - January 2025 - 59
Independent Banker - January 2025 - 60
Independent Banker - January 2025 - 61
Independent Banker - January 2025 - 62
Independent Banker - January 2025 - 63
Independent Banker - January 2025 - 64
Independent Banker - January 2025 - 65
Independent Banker - January 2025 - 66
Independent Banker - January 2025 - 67
Independent Banker - January 2025 - 68
Independent Banker - January 2025 - Cover3
Independent Banker - January 2025 - Cover4
https://www.nxtbook.com/mspc/independentbanker/january2025
https://www.nxtbook.com/mspc/independentbanker/december2024
https://www.nxtbook.com/mspc/independentbanker/november2024
https://www.nxtbook.com/mspc/independentbanker/october2024
https://www.nxtbook.com/mspc/independentbanker/september2024
https://www.nxtbook.com/mspc/independentbanker/august2024
https://www.nxtbook.com/mspc/independentbanker/july2024
https://www.nxtbook.com/mspc/independentbanker/june2024
https://www.nxtbook.com/mspc/independentbanker/may2024
https://www.nxtbook.com/mspc/independentbanker/april2024
https://www.nxtbook.com/mspc/independentbanker/march2024
https://www.nxtbook.com/mspc/independentbanker/february2024
https://www.nxtbook.com/mspc/independentbanker/january2024
https://www.nxtbook.com/mspc/independentbanker/december2023
https://www.nxtbook.com/mspc/independentbanker/november2023
https://www.nxtbook.com/mspc/independentbanker/october2023
https://www.nxtbook.com/mspc/independentbanker/september2023
https://www.nxtbook.com/mspc/independentbanker/august2023
https://www.nxtbook.com/mspc/independentbanker/july2023
https://www.nxtbook.com/mspc/independentbanker/june2023
https://www.nxtbook.com/mspc/independentbanker/may2023
https://www.nxtbook.com/mspc/independentbanker/april2023
https://www.nxtbook.com/mspc/independentbanker/march2023
https://www.nxtbook.com/mspc/independentbanker/february2023
https://www.nxtbook.com/mspc/independentbanker/january2023
https://www.nxtbook.com/mspc/independentbanker/december2022
https://www.nxtbook.com/mspc/independentbanker/november2022
https://www.nxtbook.com/mspc/independentbanker/october2022
https://www.nxtbook.com/mspc/independentbanker/september2022
https://www.nxtbook.com/mspc/independentbanker/august2022
https://www.nxtbook.com/mspc/independentbanker/july2022
https://www.nxtbook.com/mspc/independentbanker/june2022
https://www.nxtbook.com/mspc/independentbanker/may2022
https://www.nxtbook.com/mspc/independentbanker/april2022
https://www.nxtbook.com/mspc/independentbanker/march2022
https://www.nxtbook.com/mspc/independentbanker/february2022
https://www.nxtbook.com/mspc/independentbanker/january2022
https://www.nxtbook.com/mspc/independentbanker/december2021
https://www.nxtbook.com/mspc/independentbanker/november2021
https://www.nxtbook.com/mspc/independentbanker/october2021
https://www.nxtbook.com/mspc/independentbanker/september2021
https://www.nxtbook.com/mspc/independentbanker/august2021
https://www.nxtbook.com/mspc/independentbanker/july2021
https://www.nxtbook.com/mspc/independentbanker/june2021
https://www.nxtbook.com/mspc/independentbanker/may2021
https://www.nxtbook.com/mspc/independentbanker/april2021
https://www.nxtbook.com/mspc/independentbanker/march2021
https://www.nxtbook.com/mspc/independentbanker/february2021
https://www.nxtbook.com/mspc/independentbanker/january2021
https://www.nxtbook.com/mspc/independentbanker/december2020
https://www.nxtbook.com/mspc/independentbanker/november2020
https://www.nxtbook.com/mspc/independentbanker/october2020
https://www.nxtbook.com/mspc/independentbanker/september2020
https://www.nxtbook.com/mspc/independentbanker/august2020
https://www.nxtbook.com/mspc/independentbanker/july2020
https://www.nxtbook.com/mspc/independentbanker/june2020
https://www.nxtbook.com/mspc/independentbanker/may2020
https://www.nxtbook.com/mspc/independentbanker/april2020
https://www.nxtbook.com/mspc/independentbanker/march2020
https://www.nxtbook.com/mspc/independentbanker/february2020
https://www.nxtbook.com/mspc/independentbanker/january2020
https://www.nxtbook.com/mspc/independentbanker/december2019
https://www.nxtbook.com/mspc/independentbanker/november2019
https://www.nxtbook.com/mspc/independentbanker/october2019
https://www.nxtbook.com/mspc/independentbanker/september2019
https://www.nxtbook.com/mspc/independentbanker/august2019
https://www.nxtbook.com/mspc/independentbanker/july2019
https://www.nxtbook.com/mspc/independentbanker/june2019
https://www.nxtbook.com/mspc/independentbanker/may2019
https://www.nxtbook.com/mspc/independentbanker/april2019
https://www.nxtbook.com/mspc/independentbanker/march2019
https://www.nxtbook.com/mspc/independentbanker/february2019
https://www.nxtbook.com/mspc/independentbanker/january2019
https://www.nxtbook.com/mspc/independentbanker/december2018
https://www.nxtbook.com/mspc/independentbanker/november2018
https://www.nxtbook.com/mspc/independentbanker/october2018
https://www.nxtbook.com/mspc/independentbanker/september2018
https://www.nxtbook.com/mspc/independentbanker/august2018
https://www.nxtbook.com/mspc/independentbanker/july2018
https://www.nxtbook.com/mspc/independentbanker/june2018
https://www.nxtbook.com/mspc/independentbanker/may2018
https://www.nxtbook.com/mspc/independentbanker/april2018
https://www.nxtbook.com/mspc/independentbanker/march2018
https://www.nxtbook.com/mspc/independentbanker/february2018
https://www.nxtbook.com/mspc/independentbanker/january2018
https://www.nxtbook.com/mspc/independentbanker/december2017
https://www.nxtbook.com/mspc/independentbanker/november2017
https://www.nxtbook.com/mspc/independentbanker/october2017
https://www.nxtbook.com/mspc/independentbanker/september2017
https://www.nxtbook.com/mspc/independentbanker/august2017
https://www.nxtbook.com/mspc/independentbanker/july2017
https://www.nxtbook.com/mspc/independentbanker/june2017
https://www.nxtbook.com/mspc/independentbanker/may2017
https://www.nxtbook.com/mspc/independentbanker/april2017
https://www.nxtbookmedia.com