Independent Banker - July 2017 - 24

Consumer and mortgage over $500 million
Rank
Name
1 Geddes Federal Savings and Loan Association
2
1st Financial Bank USA
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
Great Midwest Bank, S.S.B.
First Federal Savings and Loan Association of
Greene County
Landmark Community Bank
First Federal Savings and Loan Association of
Lakewood
Haven Savings Bank
Kennebec Savings Bank
Winchester Co-operative Bank
Elmira Savings Bank
Evergreen Bank Group
Time Federal Savings Bank
HarborOne Bank
Bogota Savings Bank
Savings Bank of Danbury
The Savings Bank
Greenfield Savings Bank
BAC Florida Bank
First Savings Bank of Hegewisch
Ulster Savings Bank
City
Syracuse
Dakota Dunes
Brookfield
Waynesburg
Collierville
Lakewood
Hoboken
Augusta
Winchester
Elmira
Oak Brook
Medford
Brockton
Bogota
Danbury
Wakefield
Greenfield
Coral Gables
Chicago
Kingston
State
NY
SD
WI
PA
TN
OH
NJ
ME
MA
NY
IL
WI
MA
NJ
CT
MA
MA
FL
IL
NY
Consumer loans to
total assets
91.38%
76.98%
75.42%
67.63%
65.95%
65.80%
64.11%
62.31%
61.87%
61.31%
61.29%
61.26%
58.61%
57.39%
56.72%
56.11%
55.88%
54.18%
53.77%
53.42%
from satisfied customers. Helton
believes there are a number of reasons
customers are so satisfied with
the bank and so willing to tell others
about their experiences with obtaining
mortgage loans.
" First, customers are very satisfied
with us because of the way we treat
them, " he says. " We provide very
personal service. "
Second, Lawrenceburg Federal
Consumer and mortgage under $500 million
Rank
1
Name
2
3
4
5
6
7
8
10
11
12
13
14
15
16
17
18
19
Lawrenceburg Federal Bank
Priority Bank
First Federal Savings & Loan Association
First Western Federal Savings Bank
Natbank, National Association
Compass Savings Bank
Fairfield Federal Savings and Loan
Association of Lancaster
9 Carthage Federal Savings and Loan Association
The North Country Savings Bank
GSL Savings Bank
Citizens Savings Bank
First Federal Savings and Loan Association
of Bath
Georgia Banking Company
Mid-Central Federal Savings Bank
Home Loan Investment Bank, F.S.B.
Tioga-Franklin Savings Bank
Quontic Bank
Argentine Federal Savings
20 Washington Federal Bank For Savings
City
Lawrenceburg
Fayetteville
Pascagoula
Union Building and Loan Savings Bank West Bridgewater
Rapid City
Hollywood
Wilmerding
Lancaster
Carthage
Canton
Guttenberg
Clarks Summit
Bath
Atlanta
Wadena
Warwick
Philadelphia
Astoria
Kansas City
Chicago
24 ICBA IndependentBanker July 2017
State
TN
AR
MS
PA
SD
FL
PA
OH
NY
NY
NJ
PA
ME
GA
MN
RI
PA
NY
KS
IL
works hard to get loans closed as
quickly as possible. " In fact, we try
to get most loans closed within four
weeks, " says Helton.
Third, in terms of closing costs,
the bank charges customers just
what it costs the bank. " We don't try
to make any money on our closings, "
he says.
Finally, the bank does everything
in-house. " Customers know they
are going to be able to deal with us
for the duration of the loan, " says
Helton. " As a result of all of this, our
customers are happy to tell their
Consumer loans to
total assets
86.44%
82.32%
80.54%
80.41%
80.17%
78.60%
78.27%
77.19%
76.98%
76.27%
76.20%
75.95%
75.13%
75.04%
74.67%
74.60%
73.91%
73.02%
72.79%
72.30%
" [Our first-time
homebuyer's program]
really helps people who
have never owned a
home before but who
have a good credit
rating and a good
employment record. "
-BILLY HELTON III,
LAWRENCEBURG FEDERAL BANK
friends and family members about
us, " he says.
Another effective marketing tool
is the bank's recently launched
first-time homebuyer's program.
" This really helps people who have
never owned a home before but who
have a good credit rating and a good
employment record, " Helton says.
-William Atkinson
Independent Banker - July 2017

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