Independent Banker - July 2018 - 24


PORTFOLIO
Prevent ATM fraud
Look for expert tips on avoiding ATM fraud at your community bank in
the August issue of Independent Banker.
threat, there are new threats to manage
that also have become prominent, " says
Miller of NICE Actimize. These include
hijacking teller machines, using malware
or jackpotting.
Q Malware
Experts began seeing ATM malware,
such as Cutlet Maker, in central and
western Europe in 2017, according to
the European Association for Secure
Transactions (EAST). Cutlet Maker
is " a run-of-the-mill program with
a mildly amusing user interface, "
according to a December 2017 blog
from enterprise data security provider
Trend Micro. Typically, crooks load
malware onto an ATM with a USB stick
and then use a dynamic link library
from the ATM's manufacturer to send
commands to the cash machine's dispensing
unit.
Q Jackpotting
Go straight to the premier
non-brokered source.
* Only non-brokered CD
source vetted and chosen
by ICBA
* 30+ years, 3000+
institutions
* Outstanding support
and on-staff regulatory
guidance
Looking for more? Look no further.
Schedule your tour at
bankliquiditysource.com
800.285.8626
Jackpotting is the newest and perhaps
most concerning type of ATM attack.
Here, the criminal installs software
in the ATM to make it spit cash as
if they're winning a casino jackpot.
" Jackpotting has become more prevalent,
as standalone ATMs are bastions
of older, vulnerable technology where
unpatched software and older operating
systems are not uncommon, "
Pascual says.
Jackpotting attacks rose 231 percent
in 2017 in Europe compared to 2016,
according to EAST. There were 192
incidents reported last year, compared
with 58 in 2016. (Europe has about
420,000 ATMs, slightly fewer than the
United States' 425,000.) Most incidents
involved attaching some sort of
device, referred to as a black box, to an
ATM. The black box then uses native
ATM commands to cause the machine
to dispense all of its cash.
Karen Epper Hoffman is a writer in
Washington state.

http://www.bankliquiditysource.com

Independent Banker - July 2018

Table of Contents for the Digital Edition of Independent Banker - July 2018

Table of Contents
Independent Banker - July 2018 - Intro
Independent Banker - July 2018 - Cover1
Independent Banker - July 2018 - Cover2
Independent Banker - July 2018 - Table of Contents
Independent Banker - July 2018 - 2
Independent Banker - July 2018 - 3
Independent Banker - July 2018 - 4
Independent Banker - July 2018 - 5
Independent Banker - July 2018 - 6
Independent Banker - July 2018 - 7
Independent Banker - July 2018 - 8
Independent Banker - July 2018 - 9
Independent Banker - July 2018 - 10
Independent Banker - July 2018 - 11
Independent Banker - July 2018 - 12
Independent Banker - July 2018 - 13
Independent Banker - July 2018 - 14
Independent Banker - July 2018 - 15
Independent Banker - July 2018 - 16
Independent Banker - July 2018 - 17
Independent Banker - July 2018 - 18
Independent Banker - July 2018 - 19
Independent Banker - July 2018 - 20
Independent Banker - July 2018 - 21
Independent Banker - July 2018 - 22
Independent Banker - July 2018 - 23
Independent Banker - July 2018 - 24
Independent Banker - July 2018 - 25
Independent Banker - July 2018 - 26
Independent Banker - July 2018 - 27
Independent Banker - July 2018 - 28
Independent Banker - July 2018 - 29
Independent Banker - July 2018 - 30
Independent Banker - July 2018 - 31
Independent Banker - July 2018 - 32
Independent Banker - July 2018 - 33
Independent Banker - July 2018 - 34
Independent Banker - July 2018 - 35
Independent Banker - July 2018 - 36
Independent Banker - July 2018 - 37
Independent Banker - July 2018 - 38
Independent Banker - July 2018 - 39
Independent Banker - July 2018 - 40
Independent Banker - July 2018 - 41
Independent Banker - July 2018 - 42
Independent Banker - July 2018 - 43
Independent Banker - July 2018 - 44
Independent Banker - July 2018 - 45
Independent Banker - July 2018 - 46
Independent Banker - July 2018 - 47
Independent Banker - July 2018 - 48
Independent Banker - July 2018 - 49
Independent Banker - July 2018 - 50
Independent Banker - July 2018 - 51
Independent Banker - July 2018 - 52
Independent Banker - July 2018 - 53
Independent Banker - July 2018 - 54
Independent Banker - July 2018 - 55
Independent Banker - July 2018 - 56
Independent Banker - July 2018 - 57
Independent Banker - July 2018 - 58
Independent Banker - July 2018 - 59
Independent Banker - July 2018 - 60
Independent Banker - July 2018 - 61
Independent Banker - July 2018 - 62
Independent Banker - July 2018 - 63
Independent Banker - July 2018 - 64
Independent Banker - July 2018 - 65
Independent Banker - July 2018 - 66
Independent Banker - July 2018 - 67
Independent Banker - July 2018 - 68
Independent Banker - July 2018 - 69
Independent Banker - July 2018 - 70
Independent Banker - July 2018 - 71
Independent Banker - July 2018 - 72
Independent Banker - July 2018 - 73
Independent Banker - July 2018 - 74
Independent Banker - July 2018 - 75
Independent Banker - July 2018 - 76
Independent Banker - July 2018 - Cover3
Independent Banker - July 2018 - Cover4
https://www.nxtbook.com/mspc/independentbanker/november2024
https://www.nxtbook.com/mspc/independentbanker/october2024
https://www.nxtbook.com/mspc/independentbanker/september2024
https://www.nxtbook.com/mspc/independentbanker/august2024
https://www.nxtbook.com/mspc/independentbanker/july2024
https://www.nxtbook.com/mspc/independentbanker/june2024
https://www.nxtbook.com/mspc/independentbanker/may2024
https://www.nxtbook.com/mspc/independentbanker/april2024
https://www.nxtbook.com/mspc/independentbanker/march2024
https://www.nxtbook.com/mspc/independentbanker/february2024
https://www.nxtbook.com/mspc/independentbanker/january2024
https://www.nxtbook.com/mspc/independentbanker/december2023
https://www.nxtbook.com/mspc/independentbanker/november2023
https://www.nxtbook.com/mspc/independentbanker/october2023
https://www.nxtbook.com/mspc/independentbanker/september2023
https://www.nxtbook.com/mspc/independentbanker/august2023
https://www.nxtbook.com/mspc/independentbanker/july2023
https://www.nxtbook.com/mspc/independentbanker/june2023
https://www.nxtbook.com/mspc/independentbanker/may2023
https://www.nxtbook.com/mspc/independentbanker/april2023
https://www.nxtbook.com/mspc/independentbanker/march2023
https://www.nxtbook.com/mspc/independentbanker/february2023
https://www.nxtbook.com/mspc/independentbanker/january2023
https://www.nxtbook.com/mspc/independentbanker/december2022
https://www.nxtbook.com/mspc/independentbanker/november2022
https://www.nxtbook.com/mspc/independentbanker/october2022
https://www.nxtbook.com/mspc/independentbanker/september2022
https://www.nxtbook.com/mspc/independentbanker/august2022
https://www.nxtbook.com/mspc/independentbanker/july2022
https://www.nxtbook.com/mspc/independentbanker/june2022
https://www.nxtbook.com/mspc/independentbanker/may2022
https://www.nxtbook.com/mspc/independentbanker/april2022
https://www.nxtbook.com/mspc/independentbanker/march2022
https://www.nxtbook.com/mspc/independentbanker/february2022
https://www.nxtbook.com/mspc/independentbanker/january2022
https://www.nxtbook.com/mspc/independentbanker/december2021
https://www.nxtbook.com/mspc/independentbanker/november2021
https://www.nxtbook.com/mspc/independentbanker/october2021
https://www.nxtbook.com/mspc/independentbanker/september2021
https://www.nxtbook.com/mspc/independentbanker/august2021
https://www.nxtbook.com/mspc/independentbanker/july2021
https://www.nxtbook.com/mspc/independentbanker/june2021
https://www.nxtbook.com/mspc/independentbanker/may2021
https://www.nxtbook.com/mspc/independentbanker/april2021
https://www.nxtbook.com/mspc/independentbanker/march2021
https://www.nxtbook.com/mspc/independentbanker/february2021
https://www.nxtbook.com/mspc/independentbanker/january2021
https://www.nxtbook.com/mspc/independentbanker/december2020
https://www.nxtbook.com/mspc/independentbanker/november2020
https://www.nxtbook.com/mspc/independentbanker/october2020
https://www.nxtbook.com/mspc/independentbanker/september2020
https://www.nxtbook.com/mspc/independentbanker/august2020
https://www.nxtbook.com/mspc/independentbanker/july2020
https://www.nxtbook.com/mspc/independentbanker/june2020
https://www.nxtbook.com/mspc/independentbanker/may2020
https://www.nxtbook.com/mspc/independentbanker/april2020
https://www.nxtbook.com/mspc/independentbanker/march2020
https://www.nxtbook.com/mspc/independentbanker/february2020
https://www.nxtbook.com/mspc/independentbanker/january2020
https://www.nxtbook.com/mspc/independentbanker/december2019
https://www.nxtbook.com/mspc/independentbanker/november2019
https://www.nxtbook.com/mspc/independentbanker/october2019
https://www.nxtbook.com/mspc/independentbanker/september2019
https://www.nxtbook.com/mspc/independentbanker/august2019
https://www.nxtbook.com/mspc/independentbanker/july2019
https://www.nxtbook.com/mspc/independentbanker/june2019
https://www.nxtbook.com/mspc/independentbanker/may2019
https://www.nxtbook.com/mspc/independentbanker/april2019
https://www.nxtbook.com/mspc/independentbanker/march2019
https://www.nxtbook.com/mspc/independentbanker/february2019
https://www.nxtbook.com/mspc/independentbanker/january2019
https://www.nxtbook.com/mspc/independentbanker/december2018
https://www.nxtbook.com/mspc/independentbanker/november2018
https://www.nxtbook.com/mspc/independentbanker/october2018
https://www.nxtbook.com/mspc/independentbanker/september2018
https://www.nxtbook.com/mspc/independentbanker/august2018
https://www.nxtbook.com/mspc/independentbanker/july2018
https://www.nxtbook.com/mspc/independentbanker/june2018
https://www.nxtbook.com/mspc/independentbanker/may2018
https://www.nxtbook.com/mspc/independentbanker/april2018
https://www.nxtbook.com/mspc/independentbanker/march2018
https://www.nxtbook.com/mspc/independentbanker/february2018
https://www.nxtbook.com/mspc/independentbanker/january2018
https://www.nxtbook.com/mspc/independentbanker/december2017
https://www.nxtbook.com/mspc/independentbanker/november2017
https://www.nxtbook.com/mspc/independentbanker/october2017
https://www.nxtbook.com/mspc/independentbanker/september2017
https://www.nxtbook.com/mspc/independentbanker/august2017
https://www.nxtbook.com/mspc/independentbanker/july2017
https://www.nxtbook.com/mspc/independentbanker/june2017
https://www.nxtbook.com/mspc/independentbanker/may2017
https://www.nxtbook.com/mspc/independentbanker/april2017
https://www.nxtbookmedia.com