Independent Banker - July 2018 - 28

PORTFOLIO
President
Trump's
signing of
S.2155 into
law was the
culmination
of months
and years of
work on the
part of ICBA
and its
community
bank members.
Checks and Balances By Paul Merski, ICBA
The long road to relief
A look back at how advocacy from ICBA and
its members made the dream of regulatory
relief for community banks a reality.
t long last, significant community bank
regulatory relief has been enacted into law.
Following years of ICBA and community banker
outreach with our elected officials in Washington,
the bipartisan Economic Growth, Regulatory
Relief and Consumer Protection Act is providing
meaningful relief to community banks of all sizes.
The law is known by its bill number, S.2155, or
as the " Crapo bill, " for Senate Banking Committee
chairman Mike Crapo (R-Idaho). It includes
a litany of reforms based on provisions in ICBA's
Plan for Prosperity regulatory relief platform. The
package is designed to bolster lending and eco28
Q ICBA Independent Banker Q July 2018
A
Paul G. Merski
(paul.merski@
icba.org) is ICBA
group executive
vice president
of congressional
relations and
strategy
nomic growth in local communities by rolling back
excessive and unnecessary regulatory burdens.
This multifaceted measure offers something
for everyone and provides a crucial down payment
on ICBA's ongoing quest for a tiered and
proportionate regulatory environment. It is the
culmination of a grinding, years-long campaign
by ICBA and community bankers to identify specific
regulatory pain points and enact reforms
that will make a meaningful difference.
Here's how we got to where we are today.
Planning for prosperity
Building off years of prior regulatory relief efforts,
such as ICBA's Communities First Act, ICBA
introduced its first Plan for Prosperity platform
in 2013. The community banker-led plan, which
Photo: Andrew Harrer/Bloomberg via Getty Images

Independent Banker - July 2018

Table of Contents for the Digital Edition of Independent Banker - July 2018

Table of Contents
Independent Banker - July 2018 - Intro
Independent Banker - July 2018 - Cover1
Independent Banker - July 2018 - Cover2
Independent Banker - July 2018 - Table of Contents
Independent Banker - July 2018 - 2
Independent Banker - July 2018 - 3
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Independent Banker - July 2018 - Cover3
Independent Banker - July 2018 - Cover4
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