Independent Banker - July 2018 - 28

PORTFOLIO
President
Trump's
signing of
S.2155 into
law was the
culmination
of months
and years of
work on the
part of ICBA
and its
community
bank members.
Checks and Balances By Paul Merski, ICBA
The long road to relief
A look back at how advocacy from ICBA and
its members made the dream of regulatory
relief for community banks a reality.
t long last, significant community bank
regulatory relief has been enacted into law.
Following years of ICBA and community banker
outreach with our elected officials in Washington,
the bipartisan Economic Growth, Regulatory
Relief and Consumer Protection Act is providing
meaningful relief to community banks of all sizes.
The law is known by its bill number, S.2155, or
as the " Crapo bill, " for Senate Banking Committee
chairman Mike Crapo (R-Idaho). It includes
a litany of reforms based on provisions in ICBA's
Plan for Prosperity regulatory relief platform. The
package is designed to bolster lending and eco28
Q ICBA Independent Banker Q July 2018
A
Paul G. Merski
(paul.merski@
icba.org) is ICBA
group executive
vice president
of congressional
relations and
strategy
nomic growth in local communities by rolling back
excessive and unnecessary regulatory burdens.
This multifaceted measure offers something
for everyone and provides a crucial down payment
on ICBA's ongoing quest for a tiered and
proportionate regulatory environment. It is the
culmination of a grinding, years-long campaign
by ICBA and community bankers to identify specific
regulatory pain points and enact reforms
that will make a meaningful difference.
Here's how we got to where we are today.
Planning for prosperity
Building off years of prior regulatory relief efforts,
such as ICBA's Communities First Act, ICBA
introduced its first Plan for Prosperity platform
in 2013. The community banker-led plan, which
Photo: Andrew Harrer/Bloomberg via Getty Images

Independent Banker - July 2018

Table of Contents for the Digital Edition of Independent Banker - July 2018

Table of Contents
Independent Banker - July 2018 - Intro
Independent Banker - July 2018 - Cover1
Independent Banker - July 2018 - Cover2
Independent Banker - July 2018 - Table of Contents
Independent Banker - July 2018 - 2
Independent Banker - July 2018 - 3
Independent Banker - July 2018 - 4
Independent Banker - July 2018 - 5
Independent Banker - July 2018 - 6
Independent Banker - July 2018 - 7
Independent Banker - July 2018 - 8
Independent Banker - July 2018 - 9
Independent Banker - July 2018 - 10
Independent Banker - July 2018 - 11
Independent Banker - July 2018 - 12
Independent Banker - July 2018 - 13
Independent Banker - July 2018 - 14
Independent Banker - July 2018 - 15
Independent Banker - July 2018 - 16
Independent Banker - July 2018 - 17
Independent Banker - July 2018 - 18
Independent Banker - July 2018 - 19
Independent Banker - July 2018 - 20
Independent Banker - July 2018 - 21
Independent Banker - July 2018 - 22
Independent Banker - July 2018 - 23
Independent Banker - July 2018 - 24
Independent Banker - July 2018 - 25
Independent Banker - July 2018 - 26
Independent Banker - July 2018 - 27
Independent Banker - July 2018 - 28
Independent Banker - July 2018 - 29
Independent Banker - July 2018 - 30
Independent Banker - July 2018 - 31
Independent Banker - July 2018 - 32
Independent Banker - July 2018 - 33
Independent Banker - July 2018 - 34
Independent Banker - July 2018 - 35
Independent Banker - July 2018 - 36
Independent Banker - July 2018 - 37
Independent Banker - July 2018 - 38
Independent Banker - July 2018 - 39
Independent Banker - July 2018 - 40
Independent Banker - July 2018 - 41
Independent Banker - July 2018 - 42
Independent Banker - July 2018 - 43
Independent Banker - July 2018 - 44
Independent Banker - July 2018 - 45
Independent Banker - July 2018 - 46
Independent Banker - July 2018 - 47
Independent Banker - July 2018 - 48
Independent Banker - July 2018 - 49
Independent Banker - July 2018 - 50
Independent Banker - July 2018 - 51
Independent Banker - July 2018 - 52
Independent Banker - July 2018 - 53
Independent Banker - July 2018 - 54
Independent Banker - July 2018 - 55
Independent Banker - July 2018 - 56
Independent Banker - July 2018 - 57
Independent Banker - July 2018 - 58
Independent Banker - July 2018 - 59
Independent Banker - July 2018 - 60
Independent Banker - July 2018 - 61
Independent Banker - July 2018 - 62
Independent Banker - July 2018 - 63
Independent Banker - July 2018 - 64
Independent Banker - July 2018 - 65
Independent Banker - July 2018 - 66
Independent Banker - July 2018 - 67
Independent Banker - July 2018 - 68
Independent Banker - July 2018 - 69
Independent Banker - July 2018 - 70
Independent Banker - July 2018 - 71
Independent Banker - July 2018 - 72
Independent Banker - July 2018 - 73
Independent Banker - July 2018 - 74
Independent Banker - July 2018 - 75
Independent Banker - July 2018 - 76
Independent Banker - July 2018 - Cover3
Independent Banker - July 2018 - Cover4
https://www.nxtbook.com/mspc/independentbanker/november2024
https://www.nxtbook.com/mspc/independentbanker/october2024
https://www.nxtbook.com/mspc/independentbanker/september2024
https://www.nxtbook.com/mspc/independentbanker/august2024
https://www.nxtbook.com/mspc/independentbanker/july2024
https://www.nxtbook.com/mspc/independentbanker/june2024
https://www.nxtbook.com/mspc/independentbanker/may2024
https://www.nxtbook.com/mspc/independentbanker/april2024
https://www.nxtbook.com/mspc/independentbanker/march2024
https://www.nxtbook.com/mspc/independentbanker/february2024
https://www.nxtbook.com/mspc/independentbanker/january2024
https://www.nxtbook.com/mspc/independentbanker/december2023
https://www.nxtbook.com/mspc/independentbanker/november2023
https://www.nxtbook.com/mspc/independentbanker/october2023
https://www.nxtbook.com/mspc/independentbanker/september2023
https://www.nxtbook.com/mspc/independentbanker/august2023
https://www.nxtbook.com/mspc/independentbanker/july2023
https://www.nxtbook.com/mspc/independentbanker/june2023
https://www.nxtbook.com/mspc/independentbanker/may2023
https://www.nxtbook.com/mspc/independentbanker/april2023
https://www.nxtbook.com/mspc/independentbanker/march2023
https://www.nxtbook.com/mspc/independentbanker/february2023
https://www.nxtbook.com/mspc/independentbanker/january2023
https://www.nxtbook.com/mspc/independentbanker/december2022
https://www.nxtbook.com/mspc/independentbanker/november2022
https://www.nxtbook.com/mspc/independentbanker/october2022
https://www.nxtbook.com/mspc/independentbanker/september2022
https://www.nxtbook.com/mspc/independentbanker/august2022
https://www.nxtbook.com/mspc/independentbanker/july2022
https://www.nxtbook.com/mspc/independentbanker/june2022
https://www.nxtbook.com/mspc/independentbanker/may2022
https://www.nxtbook.com/mspc/independentbanker/april2022
https://www.nxtbook.com/mspc/independentbanker/march2022
https://www.nxtbook.com/mspc/independentbanker/february2022
https://www.nxtbook.com/mspc/independentbanker/january2022
https://www.nxtbook.com/mspc/independentbanker/december2021
https://www.nxtbook.com/mspc/independentbanker/november2021
https://www.nxtbook.com/mspc/independentbanker/october2021
https://www.nxtbook.com/mspc/independentbanker/september2021
https://www.nxtbook.com/mspc/independentbanker/august2021
https://www.nxtbook.com/mspc/independentbanker/july2021
https://www.nxtbook.com/mspc/independentbanker/june2021
https://www.nxtbook.com/mspc/independentbanker/may2021
https://www.nxtbook.com/mspc/independentbanker/april2021
https://www.nxtbook.com/mspc/independentbanker/march2021
https://www.nxtbook.com/mspc/independentbanker/february2021
https://www.nxtbook.com/mspc/independentbanker/january2021
https://www.nxtbook.com/mspc/independentbanker/december2020
https://www.nxtbook.com/mspc/independentbanker/november2020
https://www.nxtbook.com/mspc/independentbanker/october2020
https://www.nxtbook.com/mspc/independentbanker/september2020
https://www.nxtbook.com/mspc/independentbanker/august2020
https://www.nxtbook.com/mspc/independentbanker/july2020
https://www.nxtbook.com/mspc/independentbanker/june2020
https://www.nxtbook.com/mspc/independentbanker/may2020
https://www.nxtbook.com/mspc/independentbanker/april2020
https://www.nxtbook.com/mspc/independentbanker/march2020
https://www.nxtbook.com/mspc/independentbanker/february2020
https://www.nxtbook.com/mspc/independentbanker/january2020
https://www.nxtbook.com/mspc/independentbanker/december2019
https://www.nxtbook.com/mspc/independentbanker/november2019
https://www.nxtbook.com/mspc/independentbanker/october2019
https://www.nxtbook.com/mspc/independentbanker/september2019
https://www.nxtbook.com/mspc/independentbanker/august2019
https://www.nxtbook.com/mspc/independentbanker/july2019
https://www.nxtbook.com/mspc/independentbanker/june2019
https://www.nxtbook.com/mspc/independentbanker/may2019
https://www.nxtbook.com/mspc/independentbanker/april2019
https://www.nxtbook.com/mspc/independentbanker/march2019
https://www.nxtbook.com/mspc/independentbanker/february2019
https://www.nxtbook.com/mspc/independentbanker/january2019
https://www.nxtbook.com/mspc/independentbanker/december2018
https://www.nxtbook.com/mspc/independentbanker/november2018
https://www.nxtbook.com/mspc/independentbanker/october2018
https://www.nxtbook.com/mspc/independentbanker/september2018
https://www.nxtbook.com/mspc/independentbanker/august2018
https://www.nxtbook.com/mspc/independentbanker/july2018
https://www.nxtbook.com/mspc/independentbanker/june2018
https://www.nxtbook.com/mspc/independentbanker/may2018
https://www.nxtbook.com/mspc/independentbanker/april2018
https://www.nxtbook.com/mspc/independentbanker/march2018
https://www.nxtbook.com/mspc/independentbanker/february2018
https://www.nxtbook.com/mspc/independentbanker/january2018
https://www.nxtbook.com/mspc/independentbanker/december2017
https://www.nxtbook.com/mspc/independentbanker/november2017
https://www.nxtbook.com/mspc/independentbanker/october2017
https://www.nxtbook.com/mspc/independentbanker/september2017
https://www.nxtbook.com/mspc/independentbanker/august2017
https://www.nxtbook.com/mspc/independentbanker/july2017
https://www.nxtbook.com/mspc/independentbanker/june2017
https://www.nxtbook.com/mspc/independentbanker/may2017
https://www.nxtbook.com/mspc/independentbanker/april2017
https://www.nxtbookmedia.com