AGRICULTURE Agriculture: Less than $500 million Rank Bank name 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 Community Bank Security State Bank Bank of Lindsay State Bank of Lismore Farmers and Merchants Bank Nebraska State Bank First State Bank Bank of Newman Grove Farmers State Bank Peoples Savings Bank Logan State Bank First Bank and Trust of Fullerton First State Bank of North Dakota Heartland State Bank United Farmers State Bank State Bank of Wheaton Citizens State Bank Ericson State Bank Currie State Bank Farmers and Merchants Bank of Kendall City Nevada Sutherland Lindsay Lismore Milligan Oshkosh Randolph Newman Grove Stickney Elma Logan Fullerton Arthur Redfield Adams Wheaton Wisner Ericson Currie Kendall Agriculture: $500 million to $1 billion Rank 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 Bank name Peoples Bank Premier Bank First Financial Bank American State Bank Midwest Bank National Association Bank Forward Iowa State Bank Independence Bank Pilot Grove Savings Bank American Bank & Trust United Prairie Bank First Bank of Berne Peoples State Bank Availa Bank Frontier Bank GNB Bank Fidelity Bank & Trust Dakota Community Bank & Trust, National Association Pinnacle Bank - Wyoming Crockett National Bank City Rock Valley Rock Valley El Dorado Sioux Center Pierce Hannaford Hull Havre Pilot Grove Wessington Springs Mountain Lake Berne Prairie Du Chien Carroll Omaha Grundy Center Dubuque Hebron Torrington San Antonio 48 Q ICBA Independent Banker Q July 2018 State IA IA NE MN NE NE NE NE SD IA IA NE ND SD MN MN NE NE MN WI Agriculture loans to assets ratio 76.68% 74.95% 74.07% 71.77% 71.38% 71.16% 69.37% 68.74% 67.72% 67.53% 67.42% 67.36% 67.24% 67.04% 66.34% 66.08% 65.35% 65.02% 64.94% 64.44% depth of strategic planning to their operations that will allow them to prosper in multiple scenarios. " Providing wise borrowing advice is also key to the success of Bank of Newman Grove in eastern Nebraska, according to president Jeffrey Gerhart. " We're very fortunate because we've dealt with most of our customers for several generations, State IA IA AR IA NE ND IA MT IA SD MN IN WI IA NE IA IA ND WY TX Agriculture loans to assets ratio 61.23% 59.91% 55.33% 50.75% 47.20% 44.91% 43.29% 39.33% 38.93% 36.30% 36.14% 35.54% 33.08% 30.48% 30.38% 29.89% 29.83% 29.32% 26.11% 26.11% " We've dealt with most of our customers for several generations, and we know their abilities and opportunities. " -Jeffrey Gerhart, Bank of Newman Grove and we know their abilities and opportunities, " says Gerhart, whose bank has $32 million in assets. " That doesn't mean they don't get into more debt than they should, but we try to steer them clear of that. We need them to be here tomorrow. " Gerhart says he and his lenders