:KR GHÀQHV \RXU EDQN·V legacy? .org Read Independent Banker on the go and catch up on the latest issues! #IBMag MAY 2018 independentbanker.org What's on the FINTECH HORIZON for community banks? 10 proven ways to BOOST CROSS-SELLING Best of the Best The community banks to beat this year This has become an incredible calling for me " Why Rebeca Romero Rainey went to Washington to help community banks flourish GET READY FOR CECL Useful tips and tools ICBA Independent Banker Q May 2018 Q Rebeca Romero Rainey + Top-Performing Bankshttp://www.independentbanker.org