CHALLENGE YOUR LIMITS. Payment solutions you can rely on from people you can trust. Through the delivery of flexible, innovative payments and digital commerce solutions, ICBA Bancard & TCM Bank are helping community banks challenge the payments status quo to meet their customers' evolving needs and expectations. Challenge your limits with ICBA Bancard & TCM Bank. www.icbabancard.org bancard@icba.org 800-242-4770http://www.icbabancard.org