CONNECTIONS A meeting place for community bankers " Pretty quickly, we had success out of the gate [with HOA lending], and we said, 'Hey, let's connect people so we could make the job easier.' " -TOM KIENTZ, ACADEMY BANK The community bank continues forging new banking relationships with HOAs. Page 72 Photo by Jason Tracy independentbanker.org Q 71http://www.independentbanker.org