JULY 2024 Vol. 74, Issue 7 FEATURES 36 ICBA's Top Lenders 2024 Over the past year, these community banks have excelled in driving loan growth in commercial, agriculture and consumer/mortgage lending. 48 Put your best face forward These community banks revamped their digital experiences to meet customers' expectations. 54 The importance of change management With evolving technology, community bankers must know how to address change and navigate transitions. 48 Cover: Photo by Stefania Curto independentbanker.org // 1 54 36http://www.independentbanker.org