JULY 2024 5 Flourish 7 From the Top IN EVERY ISSUE CURRENCIES Photo News: Tioga State Bank celebrates 160 years The Checklist: 4 modern community bank jobs Rising Interest: 4 facts about bank vaults In My Spare Time: Max Anderson and Toni Lucky 12 24 PORTFOLIO 16 How to drive auto loan opportunities Capitalize on auto lending. 20 Keep in line with equal lending practices Regulators continue to crack down on redlining. 22 Innovation Station Making the case for responsible innovation 68 CONNECTIONS 68 Trailblazer Customers Bank offers bank-wide training on generative AI. 72 Community Spirit Rockland Trust hosts an annual contest to provide funding for local businesses. 74 Powering Potential All about ICBA's Professional Development Planner, plus a certification Q&A 76 Out of Office Rich Ohnmacht shares why he's passionate about playing the saxophone. 24 Navigating compliance in cannabis banking How to safely position your bank within this growing industry 27 Leadership at All Levels Tips for knowledge transfer 28 How to assess your bank's physical risk Evaluate your bank's strategies to ensure strong physical security. 30 Portfolio Management The persistence of portfolio mark-to-market 32 6 things to consider before opening a new branch Balancing risk and opportunities 34 Checks & Balances Pursuing MDI and CDFI designations Connect with ICBA @icba facebook.com/icbaorg linkedin.com/company/icba youtube.com/user/ communitybankchannel @banklocally @myicba 2 // ICBA Independent Banker // July 2024http://www.youtube.com/user/ http://www.facebook.com/icbaorg http://www.linkedin.com/company/icba