Independent Banker - July 2024 - 28

PORTFOLIO
◎FOCUS SECURITY
How to assess
your bank's physical
security risk
Evaluate your community bank's zones, employees and strategies
to ensure your physical security is strong enough to dissuade
criminals. By Katie Kuehner-Hebert
ommunity banks should
regularly assess and mitigate
any potential physical threats to their
branches-and they should do it in a
systematic way, so no potential risks
are overlooked.
Community banks face a host of
physical security threats, ranging
from in-branch burglaries to
escalating violence and ATM theft,
says Brian Hilinski, director of
sales, financial for the U.S. eastern
region for 3SI Security Systems in
Malvern, Pa.
" All of these threaten people,
property and assets, not to mention
damage to the brand and even
disruption to day-to-day operations, "
Hilinski says. " For these reasons, a
proactive approach is critical. "
The importance of an annual
security review
To stop security incidents,
community banks must understand
the risks and deploy the right
solutions to prevent or address the
problem. Hilinski recommends that
banks conduct an annual security
review that evaluates risks based
on their specific branch locations,
geography, history, building and
ATM configuration.
" At 3SI, we approach security
assessments for financial institutions
by 'zone,' " Hilinski says. " These are
critical areas inside and outside the
branch that present distinct security
challenges and demand different
strategies. In each zone, we deploy
tactical solutions designed to either
deter, detect, deny or detain. " (See
sidebar, right.)
Community banks conducting
physical risk assessments should
systematically think through all of
the vulnerabilities of each physical
asset and how the bank may be
potentially at risk, says Scott Anchin,
ICBA's vice president, operational
C
28 // ICBA Independent Banker // July 2024
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Independent Banker - July 2024

Table of Contents for the Digital Edition of Independent Banker - July 2024

Contents
Independent Banker - July 2024 - Cover1
Independent Banker - July 2024 - Cover2
Independent Banker - July 2024 - Contents
Independent Banker - July 2024 - 2
Independent Banker - July 2024 - 3
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