Independent Banker - June 2018 - 34

PORTFOLIO
Senate Finance
Committee chairman Orrin
Hatch (R-Utah) leaves a
news conference following
the Senate Republican
policy luncheon at the
U.S. Capitol on April 17.
Checks and Balances By Chris Cole, ICBA
Tax exposure
Congress is suddenly raising red flags on the
credit union tax exemption.
fter being largely ignored by Congress
during the tax reform debate of 2017, the
credit union tax exemption is suddenly getting a
lot of attention on Capitol Hill.
Senate Finance Committee chairman Orrin
Hatch (R-Utah) is raising questions about the
costly exemption as he prepares to retire, and the
credit union industry's response seems only to
raise further questions.
Most recently, Hatch called for large credit
unions to report financial information to the IRS
like other tax-exempt institutions. In an April
letter to IRS acting commissioner David Kautter,
Hatch wrote that current laws requiring tax-exempt
organizations to annually file Form 990s
32 Q ICBA Independent Banker Q June 2018
A
Chris Cole (chris.
cole@icba.
org) is ICBA
executive vice
president and
senior regulatory
counsel
help ensure they operate within the scope of their
tax-exempt purpose.
ICBA said it was a great idea. Amid concerns
that credit unions have grown beyond their statutory
mission of serving people of modest means
with a common bond, requiring at least some of
them to report to the IRS would provide needed
information on how these financial firms are
using their tax subsidies.
Overreliance on subsidies
Hatch released his proposal at the same time that
news broke of a startling admission by National
Credit Union Administration (NCUA) chairman
Mark McWatters. Responding to concerns
that Hatch raised earlier this year, McWatters
acknowledged in a letter that eliminating the
credit union tax exemption would create a " safety
Photo: Chip Somodevilla/Getty Images

Independent Banker - June 2018

Table of Contents for the Digital Edition of Independent Banker - June 2018

Table of Contents
Independent Banker - June 2018 - Intro
Independent Banker - June 2018 - Cover1
Independent Banker - June 2018 - Cover2
Independent Banker - June 2018 - Table of Contents
Independent Banker - June 2018 - 2
Independent Banker - June 2018 - 3
Independent Banker - June 2018 - 4
Independent Banker - June 2018 - 5
Independent Banker - June 2018 - 6
Independent Banker - June 2018 - 7
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Independent Banker - June 2018 - Cover3
Independent Banker - June 2018 - Cover4
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