BANK ERS Independent Banker asked community bankers to nominate emerging leaders under the age of 40, and did you ever deliver. Here are short profiles of 40 young innovators who are making waves in the industry but still manage to keep their communities front and center. In no particular order, let's meet our winners-the industry's future. Compiled by Roshan McArthur independentbanker.org Q 31http://www.independentbanker.org