Independent Banker - June 2019 - 53

Meet the icba thinktech accelerator finalists
Adlumin
Founders: Robert Johnston,
Timothy Evans
Alexandria, Va.
adlumin.com
Adlumin provides security
information and event management
(SIEM) built with machine learning
and automated threat intelligence.
With one foot in security and the
other in reg tech, Adlumin finds
threats, compliance violations
and network operations failures. It
can also automate for the Federal
Financial Institutions Examination
Council's Cybersecurity
Assessment Tool.
Agora
Founder: Arcady Lapiro
New York City
agoraservices.us
Agora, a self-described " fintech
enabler " founded by CEO and
European fintech player Arcady
Lapiro, off ers community banks
customer-facing tools and features
that enhance their existing
core systems. These include
shared account and children's
account management, real-time
transactions, card controls and
money pooling.
Botdoc
Founder: Karl Falk
Monument, Colo.
botdoc.io
Botdoc specializes in secure
digital transportation, which allows
businesses and consumers to send,
as opposed to share, data. The B2B
and B2C end-to-end encryption
service, now used in more than 20
diff erent industries, is designed to
reduce human touchpoints and cut
down on what Botdoc's Karl Falk
and Tracy Fox describe as today's
" portal exhaustion. "
CRiskCo
Founder: Erez Saf
Tel Aviv, Israel
criskco.com
CRiskCo off ers credit-rating tools
to small and medium businesses
and a loan origination solution to
lenders. For community banks, the
company aims to simplify, speed
up and enhance the underwriting
process by giving lending staff
real-time credit insights, revenue
stream predictions and customerrisk
analysis.
KapitalWise
" There's a growing
trend around how we
can leverage the power
around communities
and finance. "
-Fonta Gilliam, Invest Sou Sou
Founder: Sajil Koroth
New York City
kapitalwise.com
Sajil Koroth is a seasoned member
of New York's fintech scene, having
co-founded two startups. He
founded KapitalWise to address
banks' need to better understand
their customers. On the B2B
side, the platform aims to reduce
customer acquisition costs and
enable relationship bankers to
better engage with clients.
Teslar by 3E Software
Founder: Joe Ehrhardt
Springdale, Ark.
teslarsoftware.com
After years in banking and then
in custom software, Joe Ehrhardt
created software-as-a-service
(SaaS) product Teslar. It's a
configurable lending dashboard
that consolidates dozens of files
and spreadsheets to save bank
employees time and energy.
independentbanker.org Q 53
MK Decision
Founders: Guru Dharam Khalsa,
Har Rai Khalsa
San Diego
mkdecision.com
Cofounder Har Rai Khalsa describes
MK Decision's lending platform
as a future-proof, " end-to-end,
streamlined system. " It features a
credit-decisioning engine, fraud
detection, core integration and loan
origination software. Community
banks that use the products can
customize the automation level of
their lending decisions.
Invest Sou Sou
Founder: Fonta Gilliam
Washington, D.C.
investsousou.com
Invest Sou Sou, a B2B and B2C social
banking and credit application,
launched in 2015 and was piloted for
a year with banks in three states and
customers in Tanzania. CEO Fonta
Gilliam, a former State Department
diplomat, based the service on West
African and Caribbean informal
savings and loan models, or sousous,
which involve small groups
of people who pool funds and take
turns borrowing.

http://www.botdoc.io http://www.adlumin.com http://www.mkdecision.com http://www.criskco.com http://www.investsousou.com http://www.agoraservices.us http://www.kapitalwise.com http://www.teslarsoftware.com http://www.independentbanker.org

Independent Banker - June 2019

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