JUNE 2021 Vol. 71, Issue 6 FEATURES 34 40 Under 40 Our third annual 40 Under 40: Emerging Community Bank Leaders competition highlights young community bankers who stepped up to help their banks navigate a chaotic year. Here's how they champion community banking in their own way 50 Another banner year for mortgage lending? Even with the disruption of the pandemic, 2020 was a huge year for mortgage lending, with many community banks seeing record numbers of home loans, refinancings and more. But will that momentum continue? 56 Banking on the arts Boosting the arts is a natural extension of the commitment that community banks make to their communities. For some, this work is about championing local creatives. For others, it's part of their brand 50 Cover: Illustration by Randall Nelson 56 34 independentbanker.org Q 1http://www.independentbanker.org