JUNE 2021 5 Flourish 7 From the Top IN EVERY ISSUE CURRENCIES Good Reads: Be a mentor and mentee History Lesson: Wire to wire Banker's Hours: Unidentified flying homebuyers The Ledger: Thwarting elder financial abuse The State of Banking: Delaware PORTFOLIO 16 Chief risk officer roundtable: Managing today's risks With growth comes risk. CROs talk about their increasingly key roles 20 Stop elder financial abuse with data Data analytics can be a powerful tool to thwart elder identity fraud 22 Get the most out of your core relationship Managing their core relationship can help banks achieve their goals 72 CONNECTIONS 66 Trailblazer Stearns Bank's culture balances high performance with high engagement. Employees call it tenacity 70 Community Spirit Sunflower Bank's ABC Program has empowered customers to fundraise for local schools for two decades 72 Out of Office Kyle DeCicco of Sanibel Captiva Community Bank competes in the ultimate test of endurance 24 Innovation Station Embed innovation within your bank's culture, says Charles Potts 25 Leadership at All Levels To get employee insights, ask the right questions, says Lindsay LaNore 26 Digital issuance: The other kind of faster payment Digital issuance combines speed with popular digital services 28 Portfolio Management Jim Reber of ICBA Securities says agency spreads continue to drop 30 How to attract and keep diverse talent Broadening your candidate pool may require a long-term strategy 32 Checks & Balances ICBA is calling on Congress to hold credit unions accountable Connect with ICBA @icba facebook.com/icbaorg linkedin.com/company/icba youtube.com/user/ communitybankchannel @banklocally @myicba 11 30 2 Q ICBA Independent Banker Q June 2021http://www.youtube.com/user/ http://www.facebook.com/icbaorg http://www.linkedin.com/company/icba