JUNE 2024 5 Flourish 7 From the Top IN EVERY ISSUE CURRENCIES Photo News: KS Bank invests in tomorrow's bankers The Checklist: 5 essential qualities in an effective leader Rising Interest: Americans' financial outlook for 2024 In My Spare Time: 40 Under 40 honorees' recommended reads 10 28 PORTFOLIO 16 Infrastructure lending opportunities How to tap into federal infrastructure funding 20 Fighting generative AI fraud Ways to detect and dodge generative AI fraudsters 76 CONNECTIONS 66 Trailblazer Chippewa Valley Bank paves the way for community bank stock lending programs. 70 Community Spirit Dream First Bank empowers customers with comprehensive educational seminars. 72 Powering Potential Preparing for Congress's annual August recess 74 Bulletin Board ICBA Capital Summit 2024 76 Out of Office Mark Jones lives to capture the moment through photography. 22 Innovation Station Setting the stage for banking the next generation 24 Securing your cloud banking network Limit risk associated with your bank's cloud usage. 26 The fine print Bank disclosures are facing more regulatory scrutiny. 28 Building a freelance network Fill employment gaps with vetted and trusted freelancers. 31 Leadership at All Levels Fostering creativity in leadership 32 Portfolio Management A slowdown on quantitative tightening 34 Checks & Balances New ICBA resource for fighting check fraud Connect with ICBA @icba facebook.com/icbaorg linkedin.com/company/icba youtube.com/user/ communitybankchannel @banklocally @myicba 2 // ICBA Independent Banker // June 2024http://www.youtube.com/user/ http://www.facebook.com/icbaorg http://www.linkedin.com/company/icba