Independent Banker - March 2021 - 31

" If this pandemic
has given fraudsters
anything, it's
the chaos and
uncertainty
they need to be
successful. "
-STEVEN ESTEP, ICBA
10 cybersecurity tips to share with customers
ICBA recommends that community banks advise customers to:
1. Enable the strongest authentication tools offered by their bank.
Popular authentication methods include biometrics, security keys
and single-use codes.
2. Use unique passphrases as passwords and differentiate
them across multiple platforms. Length trumps complexity. A
strong passphrase is at least 12 characters long.
3. Do a system check. Purge unused apps and outdated or sensitive
information stored in old files and emails and ensure all software
on internet-connected devices is current.
But in reality, the phishing email
is aimed at gaining the recipient's
username and password to log into
the company's VPN (virtual private
network) or Office 365, assuming
the company doesn't require multifactor
authentication. (Multifactor
authentication is when an employee
needs more information than just
a username and password to log in,
such as a one-time passcode that is
texted to their device.)
Fraudsters are also attacking
communication and collaboration
cloud services, such as Microsoft's
Dynamic 365 or Teams, which many
4. Manage social media settings and minimize information
sharing. Just a few data points can create a pathway for
exploitation by cybercriminals.
5. Use Wi-Fi judiciously. Limit the type of business conducted
over open public Wi-Fi connections, including logging in to key
accounts like banking.
6. Monitor account activity regularly for irregular transactions,
and report discrepancies to your financial institution immediately.
7. Back up intellectual property and other digital information and
store it safely so in the unfortunate event of a ransomware or
other cyberattack you have a way to retrieve the data.
8. Read the fine print when purchasing items online. If prompted,
do not save credit and debit card information on the merchant's
website or app.
QUICK STAT
20%
The increase in the rate of digital
attacks between Q1 and Q2 2020
Source: Arkose Labs Q2 2020 Fraud Report
9. Be mindful when shopping online and look for signs of
illegitimate websites. Spelling or grammatical errors, missing
contact information, and suspicious URLs or email addresses are
all red flags.
10. Look for special indicators such as web addresses with https://
that denote extra measures taken to help secure your information.
URLs that end in .BANK are assigned for exclusive use by
financial institutions.
independentbanker.org Q 31

http://https:// http://www.independentbanker.org

Independent Banker - March 2021

Table of Contents for the Digital Edition of Independent Banker - March 2021

Table of Contents
Independent Banker - March 2021 - Cover1
Independent Banker - March 2021 - Cover2
Independent Banker - March 2021 - Table of Contents
Independent Banker - March 2021 - 2
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Independent Banker - March 2021 - Cover3
Independent Banker - March 2021 - Cover4
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