Independent Banker - March 2022 - 45
∠
THE
OF
INDEPENDENCE
BRAD BOLTON, PRESIDENT AND
CEO OF COMMUNITY SPIRIT
BANK, IS TAKING THE REINS AS
CHAIRMAN OF ICBA FOR 2022/23.
HE TELLS US WHY HE BELIEVES
INDEPENDENT COMMUNITY
BANKS ARE SO IMPORTANT AND
HOW HE AIMS TO ENSURE HIS
BANK'S LONGEVITY.
BY KELLY PIKE
PHOTO BY SCOTTY KENNEDY PHOTOGRAPHY
Brad Bolton was eating dinner after touring Mississippi
State University with his oldest daughter when his phone rang.
A longtime bank customer was in distress. His
manufacturing plant was on fire, and it was looking like a
complete loss. If the customer couldn't find a new building and
get back into production quickly, 40 employees would be out of
a job and the business would risk losing its largest contract.
Bolton, president and CEO of $175 million-asset
Community Spirit Bank in Red Bay, Ala., sprang into action.
Once his customer identified a new location, Bolton made
a deal for $300,000 over the phone, staking the community
bank's reputation on the promise that if the building owner let
the business in to begin producing right away, the deal would
close soon after. On Bolton's word, the customer's company
was back in production within a week.
" He had the confidence to pick up the phone and
know we'll answer and go to work immediately to
solve that problem, " says Bolton, who posts his cell
independentbanker.org Q 43
∠
http://www.independentbanker.org
Independent Banker - March 2022
Table of Contents for the Digital Edition of Independent Banker - March 2022
Table of Contents
Independent Banker - March 2022 - Intro
Independent Banker - March 2022 - Cover1
Independent Banker - March 2022 - Cover2
Independent Banker - March 2022 - Table of Contents
Independent Banker - March 2022 - 2
Independent Banker - March 2022 - 3
Independent Banker - March 2022 - 4
Independent Banker - March 2022 - 5
Independent Banker - March 2022 - 6
Independent Banker - March 2022 - 7
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Independent Banker - March 2022 - 45
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Independent Banker - March 2022 - 63
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Independent Banker - March 2022 - Cover3
Independent Banker - March 2022 - Cover4
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