PORTFOLIO Deep dives into topics that matter to community banks Bank of the James optimized its treasury management services by offering digital dispute capabilities, says Amanda Schmitt, senior vice president and operations manager. " If [our customers are] more efficient, we're more efficient, and so we want to provide services to our clients where everybody wins. " -AMANDA SCHMITT, BANK OF THE JAMES Learn on page 32 how treasury management services create a seamless customer experience. Photo: Mullins Media Co. independentbanker.org // 19http://www.independentbanker.org