Independent Banker - May 2017 - 79

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Mobile money:
The commercial view
Stephen Adewole is the head of
ICT for the Kenya Nut Company,
which employs more than 4,000
people to work seven farms
covering 8,000 acres of land.
The company produces edible
nut products for national and
international markets. Founded
in 1972, the company also buys
produce from smallholders in the
surrounding areas.
The fi rm joined cell network
Safaricom's Connected Farmer
platform in 2013. Connected
Farmer puts growing tips, an
alert via SMS from Kenya Nut and
mobile payments on to phone
handsets. All of Kenya Nut's
payments to its network of independent
farmers now go through
the platform using M-Pesa. The
company also receives some
payments from customers using
the same method.
Mobile payments overcome
several key issues for the
company. " Prior to Connected
Farmer, " Adewole says, " we were
experiencing losses in funds
via theft by violence or, in some
cases, misappropriation of funds
by our own staff . "
Moving away from cash also
improves cash fl ow management
and decision making.
" It also improves price controls
for farmers, " Adewole says. " They
can receive full payment of the
produce purchased at agreed
prices, and we have more transparency
and can see the actual
farmers we deal with through
the system. "
-Adam Oxford
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Independent Banker - May 2017

Table of Contents for the Digital Edition of Independent Banker - May 2017

Table of Contents
Independent Banker - May 2017 - Intro
Independent Banker - May 2017 - Cover1
Independent Banker - May 2017 - Cover2
Independent Banker - May 2017 - Table of Contents
Independent Banker - May 2017 - 2
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