WITH IBT APPS YOU KNOW WHAT YOU CAN COUNT ON: No hidden fees No nickel and diming No surprises IBT Apps is a partner that caters to our needs and helps us stay competitive Valerie Holden, Executive Vice President- Champion Bank SM Adaptable Core Processing Call 512.616.1100 today or visit us at ibtapps.com to see how we can adapt to the needs of your bank.http://www.ibtapps.com