MAY 2023 Vol. 73, Issue 5 FEATURES 32 Best Performing Banks 2023 These community banks' financial performances rise above the rest. We learn what has played a role in their success. 40 SBA's loan launchpad for small businesses Thanks to community banks and SBA lending, small businesses are getting capital they otherwise might not. 46 Tech debt and how to minimize it How is your outdated technology affecting your bank's bottom line? 40 Cover: Illustration by Agustina Gastaldi 46 32 independentbanker.org // 1http://www.independentbanker.org