Independent Banker - May 2023 - 36

Three minutes with...
$300 million
to $1 billion
BY WILLIAM ATKINSON
" We hire
great people
and provide
opportunities for
their professional
growth. "
-KENT LANDVATTER,
FINWISE BANK
Q&A
TOM RUSSELL
President | EvaBank
KENT LANDVATTER
CEO and president | FinWise Bank
" Our bank's most significant strength
is our people, " says Kent Landvatter.
" We hire great people and provide opportunities for their
professional growth. "
He believes FinWise Bank's focus on partnering with leading
technology companies sets it apart from competitors. " The
products and services that these companies deliver and that we
offer allow convenient access to banking
products for our customers, " he says.
In addition, Landvatter believes that
internal processes help set FinWise Bank
apart from others and are part of the
reason it's a top-performing bank. " We
have operationalized our processes, so that
they allow for best-in-class due diligence
and monitoring across the bank, " he says.
According to Landvatter, this provides
the community bank and its processes
with consistency, efficiency and
scalability. It also helps the bank meet its
regulatory responsibilities.
#1
FinWise Bank
Murray, Utah
Assets: $400 million
3-year average
pre-tax ROA: 10.55
finwisebank.com
Q: What do
you believe
is EvaBank's
greatest
strength?
A: Our biggest
strength is
that we have
remained
steadfast
#7
EvaBank
Cullman, Ala.
Assets: $406 million
3-year average
pre-tax ROA: 3.27
evabank.com
with the bank's approach to providing
high-yield deposit accounts and unique
out-of-the-box lending that most larger
banks will not consider. Additionally,
our employees' average tenure exceeds
10 years, which provides a great sense
of loyalty and commitment to our
customers and our bank.
Q: What do you believe sets you apart
from your competition?
A: EvaBank is different from its
competition because we seek out
ways to condition loans to approvals
with localized decision makers at each
branch, versus a computer making the
decision. In addition, our bank's senior
management meshes like no other; we
do not have conflicts, power struggles
or seek out recognition. We maneuver
in unison for the overall betterment of
EvaBank, its customers, shareholders
and our employees.
Q: What is the most important
internal process you have in place
that has helped you become a topperforming
bank?
A: The absolute most important internal
process EvaBank has in place is the
cross-training of employees so that they
can perform multiple functions and
assist the bank with work overflows or
other employee absentees.
36 // ICBA Independent Banker // May 2023

http://www.finwisebank.com http://www.evabank.com

Independent Banker - May 2023

Table of Contents for the Digital Edition of Independent Banker - May 2023

Content
Independent Banker - May 2023 - Cover1
Independent Banker - May 2023 - Cover2
Independent Banker - May 2023 - Content
Independent Banker - May 2023 - 2
Independent Banker - May 2023 - 3
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