Independent Banker - May 2023 - 39

Q&A
MATT DANIELS
CEO | Apex Bank
Q: What would you say sets Apex Bank apart?
A: Our people. We have an amazing team of talented
individuals who put our customers and communities
first. Our team takes the time to understand and
fulfill their needs with exceptional service.
Q: How would you
describe your culture?
A: We are passionate
about each aspect
of our business.
We encourage our
team to be flexible
and adaptable.
We maintain a flat
management structure
that eliminates
red tape at every
level. We embrace
technology, and we strive for every interaction to be
a unique experience that focuses on the person, not
the transaction.
Q: What has led to your growth?
A: Our team develops strong, lasting relationships
with the customers and communities we serve.
We pursue underserved markets and develop
small business units to explore other revenueproducing
opportunities. Above all, we are nimble
and always ready to take on new challenges as
opportunities arise.
Q: How are you looking to improve?
A: Apex is continuously seeking new and innovative
ways to deliver outstanding banking experiences.
Whether that involves new
technology, integrating
education, creating new
business units or redefining
banking experiences, we are
always thinking outside the
box. We recently acquired the
largest commercial campus
in Knoxville, Tenn., and we
look forward to the complex
being the cornerstone of our
future growth.
" We strive for every interaction to
be a unique experience that focuses
on the person, not the transaction. "
-MATT DANIELS, APEX BANK
MORE THAN $1 BILLION
Rank Bank Name
1
2
3
4
City
State Bank of Texas
Apex Bank
Gateway First Bank
Stearns Bank National
Association
5 Wallis Bank
6
7
8
9
11
CFG Community Bank
Cedar Rapids Bank and
Trust Company
Metro City Bank
Sutton Bank
10 Western State Bank
Evolve Bank & Trust
First IC Bank
Citizens Bank
12
13
14 Cache Valley Bank
Bell Bank
#2
Apex Bank
Camden, Tenn.
Assets: $1.2 billion
3-year average pre-tax
ROA: 4.2
apexbank.com
15
16
17
18
19
Anderson Brothers Bank
BankSouth
The Yellowstone Bank
Choice Bank
20 Northpointe Bank
21 United Texas Bank
22 The Bank Of Commerce
23 Summit State Bank
24
25 Unity Bank
Dallas
Camden
Jenks
Saint Cloud
Wallis
Baltimore
Cedar Rapids
Doraville
Attica
Devils Lake
Memphis
Doraville
Elizabethton
Logan
Fargo
Mullins
Greensboro
Laurel
Fargo
State
TX
TN
OK
MN
TX
MD
IA
GA
OH
ND
TN
GA
TN
UT
ND
SC
GA
MT
ND
Grand Rapids MI
Dallas
Genesee Regional Bank
Idaho Falls
Santa Rosa
Rochester
Clinton
TX
ID
CA
NY
NJ
Pretax
ROA
3YW
4.46
4.2
3.82
3.7
3.52
3.26
3.17
2.99
2.79
2.76
2.72
2.65
2.65
2.56
2.46
2.45
2.43
2.35
2.34
2.31
2.29
2.27
2.26
2.25
2.21
independentbanker.org // 39

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Independent Banker - May 2023

Table of Contents for the Digital Edition of Independent Banker - May 2023

Content
Independent Banker - May 2023 - Cover1
Independent Banker - May 2023 - Cover2
Independent Banker - May 2023 - Content
Independent Banker - May 2023 - 2
Independent Banker - May 2023 - 3
Independent Banker - May 2023 - 4
Independent Banker - May 2023 - 5
Independent Banker - May 2023 - 6
Independent Banker - May 2023 - 7
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Independent Banker - May 2023 - Cover3
Independent Banker - May 2023 - Cover4
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