Independent Banker - May 2024 - 34
Less than
$300
million
BY WILLIAM ATKINSON
no. 2
NEBRASKA
STATE BANK
Oshkosh, Neb.
Assets: $65 million
3-year average
pretax ROA: 4.204
fsa-loans.com
Q: What is your community bank's
greatest strength?
A: Our greatest strength is the
knowledge and experience of
the people who work here. Each
person brings their own strengths
to the team, and we do a great job
of trying to serve the customer to
the best of our ability.
Q: What sets your bank apart
from your competitors?
A: Due to our rural location, we
specialize in agricultural lending.
What sets our bank apart is our
ability to thoroughly analyze an
ag credit-that is either having
Q&A:
Jim Levick
President and CEO of Nebraska State Bank
financial diff iculties or having
diff iculty in obtaining credit
elsewhere-and coming up with a
plan to remedy this. Sometimes,
the correct answer is " no, " but
when it is " yes, " it can be very
satisfying watching the producer
succeed.
Q: What is the most important
internal process that has helped
your bank become a topperforming
bank?
A: I believe the most important
process we have is identifying
problems early and taking prompt
action to correct those problems
before they cause major issues.
This occurs in both the lending
and operations departments.
It goes back to our strength of
knowledge and experience and
knowing what to look for. I like to
think that our small size is one of
our biggest advantages.
A look into...McKenzie Banking Company
MCKENZIE BANKING
COMPANY,
sometimes known
under its sister
organization's name
Foundation Bank, rose
from the ashes of
the Great Depression
when it opened in
1934. The community
bank " exist[s] as a
tool to invest in those
things that will outlive
[the bank itself] " -and
that can be seen in its
well-rounded solutions
and resources.
In addition to the
typical bank off erings,
the McKenzie, Tenn.based
bank provides
financial planning
and education.
McKenzie Banking
Company even shares
its Money Matters
Podcast, covering
topics such as
cryptocurrency or real
estate transactions,
as a more casual way
for its customers to
better themselves
financially.
But as many
community banks
know, McKenzie would
be nothing without
its dedicated staff
members, whose
work anniversaries
get recognized on
its Facebook page
whether it's one year
or 21 years. To further
acknowledge the
banks' star players,
McKenzie Banking
Company gives out
annual awards to
colleagues who are
passionate about
customer needs,
building relationships
and servanthood.
No. 10
MCKENZIE BANKING
COMPANY
McKenzie, Tenn.
Assets: $185 million
3-year average pretax ROI: 3.097
foundationbank.org
34 // ICBA Independent Banker // May 2024
http://www.fsa-loans.com
http://www.foundationbank.org
Independent Banker - May 2024
Table of Contents for the Digital Edition of Independent Banker - May 2024
Contents
Independent Banker - May 2024 - Cover1
Independent Banker - May 2024 - Cover2
Independent Banker - May 2024 - Contents
Independent Banker - May 2024 - 2
Independent Banker - May 2024 - 3
Independent Banker - May 2024 - 4
Independent Banker - May 2024 - 5
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Independent Banker - May 2024 - Cover3
Independent Banker - May 2024 - Cover4
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