Independent Banker - November 2022 - 17
HISTORY LESSON
A (very) brief history of credit cards
Credit cards are such a handy part of our financial lives that we
might overlook how these pocket-sized pieces of plastic
came to exist. A long time ago, we humans realized
that there had to be an easier way to pay for things
than to haul around all the precious metals we
might have needed.
As long as 5,000 years ago, Mesopotamians used
clay tablets as stand-ins for copper coins in their
financial transactions. Leapfrogging a few millennia,
another object-for-cash replacement came from the
forward thinkers at Western Union. In 1914, the company
launched " Metal Money, " considered a precursor to modern
cards. The Diners Club card debuted in 1950, and American
Express launched its " charge card " in 1958.
These days, electronic payments like Apple Pay and Google Pay have revolutionized
the field again, doing away with one rectangle-an embossed bit of plastic with a
magnetic strip-for another: your mobile phone. -Julie Kendrick
British credit cards
from the '70s
HELPING BA NKERS
sleep
soundly
FOR 25 YEARS
REST EASIER with the Square 1 Credit Suite, a full-cycle
solution for commercial loan origination and management
that delivers:
1 streamlined credit origination and renewals,
1 less redundant data entry (less chance of error),
1 centralized data for better team collaboration,
1 higher commercial portfolio credit quality,
1 all leading to higher ROA results.
Commercial loan management expertise and systems
established by Bankers in 1996.
SCHEDULE A DEMO TODAY.
Ross Nichol | rnichol@suntell.com | 888.848.7349 EXT 252, or
Victor White | vwhite@suntell.com | 888.848.7349 EXT 210
Credit Risk Management From Every Angle
suntell.com
Photo by P. Floyd, Getty Images
http://www.suntell.com
Independent Banker - November 2022
Table of Contents for the Digital Edition of Independent Banker - November 2022
Table of Contents
Independent Banker - November 2022 - Intro
Independent Banker - November 2022 - Cover1
Independent Banker - November 2022 - Cover2
Independent Banker - November 2022 - Table of Contents
Independent Banker - November 2022 - 2
Independent Banker - November 2022 - 3
Independent Banker - November 2022 - 4
Independent Banker - November 2022 - 5
Independent Banker - November 2022 - 6
Independent Banker - November 2022 - 7
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Independent Banker - November 2022 - Cover3
Independent Banker - November 2022 - Cover4
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