Independent Banker - November 2024 - 8

Stable, Cost-Effective
Balance Sheet Essentials
RECIPROCAL DEPOSITS
Grow core deposits and franchise value.
Most reciprocal deposits are reportable as
nonbrokered and can help strengthen your bank's
balance sheet. With IntraFi's ICS®
and CDARS®
services, your bank can build loyal, local customer
relationships and receive deposits that typically come
in large-dollar increments. The inventor and largest
provider of reciprocal deposit services, IntraFi
provides high per-depositor and per-bank capacity,
thanks to The Power of Many®
−its unparalleled
network of thousands of financial institutions.
Discover how your bank, no matter its size, can
benefit from reciprocal deposits in today's
competitive marketplace.
www.intrafi.com
Get in touch at (866) 776-6426 or contactus@intrafi.com
Use of an IntraFi service is subject to the terms, conditions, and disclosures in the applicable program agreements. Deposits placed through an IntraFi
service that are placed at FDIC-insured banks in IntraFi's network are eligible for FDIC deposit insurance coverage at the network banks. IntraFi is not an
FDIC-insured bank, and deposit insurance covers the failure of an insured bank. A list identifying IntraFi network banks may be found at
https://www.intrafi.com/network-banks. The depositor may exclude banks from eligibility to receive its funds. Certain conditions must be satisfied for
" pass-through " FDIC deposit insurance coverage to apply. To meet the conditions for pass-through FDIC deposit insurance, deposit accounts that hold
deposits placed using an IntraFi service are titled, and deposit account records are maintained, in accordance with FDIC regulations for pass-through
coverage. IntraFi, the IntraFi logo, ICS, IntraFi Cash Service, and CDARS are registered service marks of IntraFi LLC.
http://www.intrafi.com https://www.intrafi.com/network-banks

Independent Banker - November 2024

Table of Contents for the Digital Edition of Independent Banker - November 2024

Contents
Independent Banker - November 2024 - Cover1
Independent Banker - November 2024 - Cover2
Independent Banker - November 2024 - Contents
Independent Banker - November 2024 - 2
Independent Banker - November 2024 - 3
Independent Banker - November 2024 - 4
Independent Banker - November 2024 - 5
Independent Banker - November 2024 - 6
Independent Banker - November 2024 - 7
Independent Banker - November 2024 - 8
Independent Banker - November 2024 - 9
Independent Banker - November 2024 - 10
Independent Banker - November 2024 - 11
Independent Banker - November 2024 - 12
Independent Banker - November 2024 - 13
Independent Banker - November 2024 - 14
Independent Banker - November 2024 - 15
Independent Banker - November 2024 - 16
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Independent Banker - November 2024 - 18
Independent Banker - November 2024 - 19
Independent Banker - November 2024 - 20
Independent Banker - November 2024 - 21
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Independent Banker - November 2024 - 24
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Independent Banker - November 2024 - 34
Independent Banker - November 2024 - 35
Independent Banker - November 2024 - 36
Independent Banker - November 2024 - 37
Independent Banker - November 2024 - 38
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Independent Banker - November 2024 - 40
Independent Banker - November 2024 - 41
Independent Banker - November 2024 - 42
Independent Banker - November 2024 - 43
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Independent Banker - November 2024 - 45
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Independent Banker - November 2024 - 47
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Independent Banker - November 2024 - 49
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Independent Banker - November 2024 - 67
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Independent Banker - November 2024 - 69
Independent Banker - November 2024 - 70
Independent Banker - November 2024 - 71
Independent Banker - November 2024 - 72
Independent Banker - November 2024 - 73
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Independent Banker - November 2024 - 79
Independent Banker - November 2024 - 80
Independent Banker - November 2024 - Cover3
Independent Banker - November 2024 - Cover4
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https://www.nxtbook.com/mspc/independentbanker/october2024
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https://www.nxtbook.com/mspc/independentbanker/august2024
https://www.nxtbook.com/mspc/independentbanker/july2024
https://www.nxtbook.com/mspc/independentbanker/june2024
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https://www.nxtbook.com/mspc/independentbanker/april2024
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https://www.nxtbook.com/mspc/independentbanker/february2024
https://www.nxtbook.com/mspc/independentbanker/january2024
https://www.nxtbook.com/mspc/independentbanker/december2023
https://www.nxtbook.com/mspc/independentbanker/november2023
https://www.nxtbook.com/mspc/independentbanker/october2023
https://www.nxtbook.com/mspc/independentbanker/september2023
https://www.nxtbook.com/mspc/independentbanker/august2023
https://www.nxtbook.com/mspc/independentbanker/july2023
https://www.nxtbook.com/mspc/independentbanker/june2023
https://www.nxtbook.com/mspc/independentbanker/may2023
https://www.nxtbook.com/mspc/independentbanker/april2023
https://www.nxtbook.com/mspc/independentbanker/march2023
https://www.nxtbook.com/mspc/independentbanker/february2023
https://www.nxtbook.com/mspc/independentbanker/january2023
https://www.nxtbook.com/mspc/independentbanker/december2022
https://www.nxtbook.com/mspc/independentbanker/november2022
https://www.nxtbook.com/mspc/independentbanker/october2022
https://www.nxtbook.com/mspc/independentbanker/september2022
https://www.nxtbook.com/mspc/independentbanker/august2022
https://www.nxtbook.com/mspc/independentbanker/july2022
https://www.nxtbook.com/mspc/independentbanker/june2022
https://www.nxtbook.com/mspc/independentbanker/may2022
https://www.nxtbook.com/mspc/independentbanker/april2022
https://www.nxtbook.com/mspc/independentbanker/march2022
https://www.nxtbook.com/mspc/independentbanker/february2022
https://www.nxtbook.com/mspc/independentbanker/january2022
https://www.nxtbook.com/mspc/independentbanker/december2021
https://www.nxtbook.com/mspc/independentbanker/november2021
https://www.nxtbook.com/mspc/independentbanker/october2021
https://www.nxtbook.com/mspc/independentbanker/september2021
https://www.nxtbook.com/mspc/independentbanker/august2021
https://www.nxtbook.com/mspc/independentbanker/july2021
https://www.nxtbook.com/mspc/independentbanker/june2021
https://www.nxtbook.com/mspc/independentbanker/may2021
https://www.nxtbook.com/mspc/independentbanker/april2021
https://www.nxtbook.com/mspc/independentbanker/march2021
https://www.nxtbook.com/mspc/independentbanker/february2021
https://www.nxtbook.com/mspc/independentbanker/january2021
https://www.nxtbook.com/mspc/independentbanker/december2020
https://www.nxtbook.com/mspc/independentbanker/november2020
https://www.nxtbook.com/mspc/independentbanker/october2020
https://www.nxtbook.com/mspc/independentbanker/september2020
https://www.nxtbook.com/mspc/independentbanker/august2020
https://www.nxtbook.com/mspc/independentbanker/july2020
https://www.nxtbook.com/mspc/independentbanker/june2020
https://www.nxtbook.com/mspc/independentbanker/may2020
https://www.nxtbook.com/mspc/independentbanker/april2020
https://www.nxtbook.com/mspc/independentbanker/march2020
https://www.nxtbook.com/mspc/independentbanker/february2020
https://www.nxtbook.com/mspc/independentbanker/january2020
https://www.nxtbook.com/mspc/independentbanker/december2019
https://www.nxtbook.com/mspc/independentbanker/november2019
https://www.nxtbook.com/mspc/independentbanker/october2019
https://www.nxtbook.com/mspc/independentbanker/september2019
https://www.nxtbook.com/mspc/independentbanker/august2019
https://www.nxtbook.com/mspc/independentbanker/july2019
https://www.nxtbook.com/mspc/independentbanker/june2019
https://www.nxtbook.com/mspc/independentbanker/may2019
https://www.nxtbook.com/mspc/independentbanker/april2019
https://www.nxtbook.com/mspc/independentbanker/march2019
https://www.nxtbook.com/mspc/independentbanker/february2019
https://www.nxtbook.com/mspc/independentbanker/january2019
https://www.nxtbook.com/mspc/independentbanker/december2018
https://www.nxtbook.com/mspc/independentbanker/november2018
https://www.nxtbook.com/mspc/independentbanker/october2018
https://www.nxtbook.com/mspc/independentbanker/september2018
https://www.nxtbook.com/mspc/independentbanker/august2018
https://www.nxtbook.com/mspc/independentbanker/july2018
https://www.nxtbook.com/mspc/independentbanker/june2018
https://www.nxtbook.com/mspc/independentbanker/may2018
https://www.nxtbook.com/mspc/independentbanker/april2018
https://www.nxtbook.com/mspc/independentbanker/march2018
https://www.nxtbook.com/mspc/independentbanker/february2018
https://www.nxtbook.com/mspc/independentbanker/january2018
https://www.nxtbook.com/mspc/independentbanker/december2017
https://www.nxtbook.com/mspc/independentbanker/november2017
https://www.nxtbook.com/mspc/independentbanker/october2017
https://www.nxtbook.com/mspc/independentbanker/september2017
https://www.nxtbook.com/mspc/independentbanker/august2017
https://www.nxtbook.com/mspc/independentbanker/july2017
https://www.nxtbook.com/mspc/independentbanker/june2017
https://www.nxtbook.com/mspc/independentbanker/may2017
https://www.nxtbook.com/mspc/independentbanker/april2017
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