Independent Banker - October 2017 - 16

With Interest
INDIE BANKER
Serving with
honor
J. Scott Spiker of First Command Financial Services
tells us about how his organization helps military
families succeed during and after active duty.
By Carol Patton
A
s an Air Force lieutenant
colonel who
served in both World
War II and the Korean
War, the late Carroll
Payne experienced the hardships
of battle. But his recognition of the
hardships of day-to-day life for some
military families would mark the
beginning of a story that continues
to this day.
In the early 1950s, he worked
closely with a number of military
families who had lost loved ones
in a training fl ight and combat. He
felt their pain and fi nancial despair.
Likewise, while stationed at Eglin Air
Force Base in Florida, he observed
military retirees eating at the offi cer's
club on credit because they had
depleted their limited retirement
funds for the month.
" [Payne] left the service with
an impression that these military
families were not paid a lot even
though they served a cause bigger
than themselves, " says J. Scott Spiker,
chairman and CEO of First Command
Financial Services (FCFS), a holding
company based in Ft. Worth, Texas,
comprising a fi nancial planning,
brokerage and insurance fi rm and
First Command Bank.
" It was his mission in life to help
these folks be prepared to have an
adequate or ample retirement [fund]. "
In 1958, Payne launched FCFS and
dedicated his career to servicing the
fi nancial planning needs of military
families. As FCFS grew over the
First Command Bank
Fort Worth, Texas
Assets: $787 million
Retail location: One
Employees: 86
Founded: 1997
Website: fi rstcommandbank.com
16 ICBA IndependentBanker October 2017

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Independent Banker - October 2017

Table of Contents for the Digital Edition of Independent Banker - October 2017

Table of Contents
Independent Banker - October 2017 - Intro
Independent Banker - October 2017 - Cover1
Independent Banker - October 2017 - Cover2
Independent Banker - October 2017 - Table of Contents
Independent Banker - October 2017 - 2
Independent Banker - October 2017 - 3
Independent Banker - October 2017 - 4
Independent Banker - October 2017 - 5
Independent Banker - October 2017 - 6
Independent Banker - October 2017 - 7
Independent Banker - October 2017 - 8
Independent Banker - October 2017 - 9
Independent Banker - October 2017 - 10
Independent Banker - October 2017 - 11
Independent Banker - October 2017 - 12
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Independent Banker - October 2017 - 15
Independent Banker - October 2017 - 16
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Independent Banker - October 2017 - 28
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Independent Banker - October 2017 - 30
Independent Banker - October 2017 - 31
Independent Banker - October 2017 - 32
Independent Banker - October 2017 - 33
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Independent Banker - October 2017 - 35
Independent Banker - October 2017 - 36
Independent Banker - October 2017 - 37
Independent Banker - October 2017 - 38
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Independent Banker - October 2017 - 40
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Independent Banker - October 2017 - 42
Independent Banker - October 2017 - 43
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Independent Banker - October 2017 - 46
Independent Banker - October 2017 - 47
Independent Banker - October 2017 - 48
Independent Banker - October 2017 - 49
Independent Banker - October 2017 - 50
Independent Banker - October 2017 - 51
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Independent Banker - October 2017 - 53
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Independent Banker - October 2017 - 55
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Independent Banker - October 2017 - 58
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Independent Banker - October 2017 - 60
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Independent Banker - October 2017 - 62
Independent Banker - October 2017 - 63
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Independent Banker - October 2017 - 73
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Independent Banker - October 2017 - 84
Independent Banker - October 2017 - Cover3
Independent Banker - October 2017 - Cover4
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